Digital Wallets

The future is here and checkout has never been easier.
  • No more digging in your purse or wallet for the right card
  • Link all of your Andrews Federal cards for easy access
  • Security features protect your personal and financial data
  • Just look for the Pay Wave® symbol at checkout

Wave or tap, and you're all set to go.

With a digital wallet, you can make purchases using your phone or watch by touching a store's contactless payment terminal or waving it across the reader. That frees your other hand to carry all the merchandise you're buying and helps you get on your way in a hurry. Plus, your personal information stays safe because it is never stored on your device or any servers.

Digital wallets make payments simpler

There are multiple options designed to speed up your transactions. Choose your device and read through the easy step-by-step instructions to get started.

1. Look for the Pay Wave® symbol at checkout and hold your phone near the contactless reader.

2. Place your finger on the home key, Touch ID™ or position your face in front of your device, to use Face ID®. 

3. Keep your phone by the reader until it vibrates and beeps, indicating your payment was accepted.

With Apple Pay®, using your digital wallet you can make purchases with your iPhone® at participating merchants. Apple Pay® offers a unique way to make purchases with a simple touch of the finger using your Touch ID® and Face ID®.

Simple Setup

1. Open the Wallet® app on your iPhone® to get started.

2. If you already have an Andrews Federal debit or credit card on file with Apple iTunes®, you can quickly import it into Apple Pay® by entering the security code on the back of your card.

3. Unlock your phone and wave to use Apple Pay®.

With Apple Pay,® your payments are confidential and secure. Apple Pay® doesn’t save the details of your purchase. You never have to display your credit or debit card, you never have to disclose your personal information again, and your information stays where it should be, in your wallet. Passbook® stores your recent purchases for you to review at your own convenience.

How to Use Google Pay™ in Participating Stores

1. Look for the Pay Wave® or Google Pay™ symbol at checkout and hold your phone near the contactless reader.

2. Place your finger on the home key, Touch ID™ or you may need to enter a passcode and sign a receipt.

3. Keep your phone by the reader until it vibrates and beeps, indicating your payment was accepted.

Shop Securely in Stores

When you use your phone to pay in stores, Google Pay™ doesn’t send your actual credit or debit card number with your payment. Instead, a virtual account number is used to represent your account information – so your card details stay safe.

Peace of Mind

If your phone is ever lost or stolen, you can lock and erase it from anywhere with Find My Device.

Rewards and Protections

When you use your card with Google Pay,™ you’ll continue to enjoy all the same rewards, benefits, and protections that come with it.

Get Started

Adding your card to Google Pay™ takes just a few minutes. First, download the app from Google Play™ or check to see if it’s already installed on your phone. Then, open the app and follow the instructions.

Pay In-Store

Google Pay™ works anywhere you see one of these symbols at checkout. Just unlock your phone and hold it near the terminal. You don’t even need to open the app. Speed through checkout online with Google Pay™. You can pay with a few quick clicks in apps and on the web. No need to enter your payment info.

Where to Use Google Pay™

Google Pay™ is accepted at millions of places around the world. See the stores and apps that accept Google Play™.

How to Use Samsung Pay™ in Participating Stores

1. Look for the Pay Wave® or Samsung Pay™ symbol at checkout and hold your phone near the contactless reader.

2. Place your finger on the home key, Touch ID™ or you may need to enter a passcode and sign a receipt.

3. Keep your phone by the reader until it vibrates and beeps, indicating your payment was accepted.

Samsung Pay™ is a convenient new mobile payments service that lets you use your eligible Samsung™ device to make purchases almost anywhere you can swipe or tap your card. Andrews Federal members can now add their credit and debit cards to Samsung Pay™ and start making purchases at millions of merchant locations faster than ever before.

Simple Setup

1. Open the Samsung Pay™ app on your eligible device to get started.

2. Your device’s camera will scan in your card information for you to approve, so all you have to do is secure your account with your fingerprint and a backup PIN.

3. Just swipe up on your screen and authorize your payment using your fingerprint. To pay, hover your device close to the terminal where you’d usually swipe or tap your card.

To protect your information, Samsung Pay™ uses tokenization and fingerprint authorization. Tokenization generates a unique sequence of numbers (instead of transmitting your account information) every time you make a purchase. The “token” is encrypted and eliminates the need for merchants to store your card data on their networks.

How to Use Visa Checkout™ for Your Online Payment

1. Set up a Visa Checkout™ Account and enroll any major credit or debit card. Simply create a username and password, enter your payment and shipping information just once.

2. When it's time to buy, click the Visa Checkout™ button. Enter the same username and password and speed through checkout.

3. Confirm your purchase.

Setup Instructions

To get started, download the latest version of the Fitbit™ app on your smartphone or tablet and make sure your Fitbit™ watch is charged.

1. Open the Fitbit™ app on your phone and navigate to your settings.

2. Tap Fitbit Wallet™ and follow the instructions to add your card.

3. If you haven’t created a PIN code for your watch, you will be asked to set one.

4. Enter your card details and billing information.

5. Your card details will be sent securely to your bank for verification.

6. You’ll be prompted to accept the terms of your bank. (You may also be asked to complete further identity verification by your bank.)

7. Once you’re done, Fitbit Pay™ will sync the activated card to your watch via Bluetooth®.

8. Follow the tutorial on your watch to learn how to use Fitbit Pay™ at checkout.

Setup Instructions

1. To get started, open the Garmin Connect™ Mobile App and go to Garmin™ Devices.

2. Select your device and tap Garmin Pay.™

3. Tap “Create Your Wallet” which will prompt you to create a 4-digit passcode to keep the digital wallet on your watch secure.

4. Once you’ve created your wallet, add your card(s). You may be required to verify your identity.

5. To make a payment, you can quickly access the wallet on your device by pressing and holding the action button to bring up the controls menu. Then, tap the wallet icon.

Learn more about Garmin Pay.™

STILL HAVE QUESTIONS?

Open the Wallet App, click on "Add Card", scan your card and follow the onscreen instructions.

Digital Wallets

Conquer checkout like a champ with your wallet in the palm of your hands.
Use your credit or debit card today to make purchases on the go.

Andrews Federal members received over $19 Million in direct member benefits through lower fees, lower loan rates and higher deposit yields.