Cash Back Checking Made Simple

Kasasa Cash Back Checking

Earn 3.00% cash back on your debit card purchases - no monthly fees, no minimum balance.

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Kasasa Cash Back

Bring on the Cash Back Perks

Kasasa Cash Back Checking makes every shopping trip more rewarding. Earn 3.00% cash back when you use your debit card to make qualifying purchases.

Track Your Spending

Use Digital Banking to easily monitor your transactions and balances.

Download Mobile App

More Rewards. More Features.

Why Choose a Kasasa Cash Back Checking Account?

Get the account that pays you more and gives you more. Earn more on purchases. Pay less in fees.

Cash Back Rewards

Earn 3.00% cash back on all qualifying debit card purchases up to $300 in monthly purchases

ATM Withdrawal Fee Refunds

Refunds on ATM withdrawal fees charged by other ATM owners nationwide (up to $25 monthly)**

No Monthly Fees

No monthly maintenance fees. No minimum balance fees.

Access Funds Early

Get your paycheck one day earlier with Early Direct Deposit¹

Zelle®

An easy way to send and receive money fast²

Learn More

Your Questions. Answered.

Frequently Asked Questions about Kasasa Cash Back Checking

Learn how to maximize your rewards with this free checking account.

What are the qualification guidelines to earn cash back?

You must have the following qualifying activities monthly to earn your rewards:

A minimum of 15 PIN-based or signature-based debit card purchases with an Andrews Federal debit card
At least one direct deposit or ACH transaction
Enrollment in Digital Banking and eStatements

Do ATM transactions count toward my qualifying transactions?

The following activities do not count toward earning account rewards:

ATM-processed transactions
Transfers between accounts
Debit card transactions processed by merchants and received by our credit union as Bill Payment transactions.

How do I switch my current checking account to a Kasasa Cash Checking Account?

Can I access my account at other credit unions?

Yes, through the CO-OP Shared Branch Network, Andrews Federal members will be able to complete some of the same transactions as if you were at an Andrews Federal branch. The CO-OP ATM network offers more than 30,000 no-fee ATMs, covering all 50 states and 10 countries. To find a Shared Branch near you and to confirm the services that are available, visit the Branches & ATMs page.

Can I access my Andrews Federal account while stationed overseas?

Yes, you can use Digital Banking anytime, anywhere. Plus, we have physical branches on military installations in Germany, Belgium, and the Netherlands.

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High-Yield Savings Account

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Kasasa Cash Checking

Earn higher dividends on checking balances

Supreme Rewards Visa Signature®

Experience the power of rewards that match your lifestyle, with up to 4x points.

QUALIFICATIONS TO EARN REWARDS

To earn your monthly rewards, you must have met all the following qualifications for the month. View the QUALIFICATION PERIOD AND STATEMENT CYCLES.

The following are qualifying activities:

A minimum of 15 PIN-based or signature-based debit card purchases with an Andrews Federal debit card in the Kasasa Cash, or Kasasa Cash Back Checking account.
At least one direct deposit or ACH transaction
Be enrolled in Digital Banking and agreed to eStatements

The following activities do not count toward earning account rewards:

ATM-processed transactions
Transfers between accounts
Debit card transactions processed by merchants and received by our credit union as Bill Payment transactions.

All your transactions and activities must have been processed before the end of the month to count toward your qualifying transactions. If you don’t meet these qualifications for the month, — your account is still free and Kasasa Cash account holders still earn our base rate (0.05% APY*). You’ll continue earning rewards the very next cycle that you qualify.

*APY = Annual Percentage Yield

¹Early Direct Deposit Program - early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be one day earlier than the payer’s scheduled payment date.

²Zelle^® - To send or receive money with Zelle^®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

**Reimbursements apply to nationwide ATM withdrawal fees imposed by other financial institutions and are refunded based on Monthly Qualification Cycle limits. If an ATM withdrawal fee is not clearly identifiable, we may provide an estimated refund. Please note: ATM withdrawal transaction fees charged by Andrews Federal are not refundable.

Kasasa Cash Back Checking

Bring on the Cash Back Perks

Track Your Spending