New or Used Vehicle Loans

A new vehicle is defined as an untitled, current- or prior-model-year vehicle with fewer than 7,500 miles, for which you are the original owner. Used vehicles include all pre-owned vehicles or vehicles with more than 7,500 miles.

Financing is available for up to 120% of the J.D. Power/NADA value, including tags, title, taxes, and fees. Andrews Federal Credit Union does not finance commercial-use vehicles, including vehicles over one ton, flatbeds, or cab-and-chassis trucks. In addition, vehicles with salvage, bonded, or branded titles; lemon law buybacks; unknown or inaccurate mileage; odometer rollback or rollover; or a history of water, flood, or significant structural damage are not eligible for financing. Grey market vehicles, delivery vehicles, limousines, taxis, and other for-hire vehicles are also ineligible. Additional restrictions may apply. Andrews Federal Credit Union reserves the right to decline collateral based on internal evaluation criteria.

The minimum loan amount is $5,000, and the maximum loan amount is $150,000. Vehicles more than 10 model years old are not eligible for financing. The minimum loan amount is $15,000 for *72-month terms and $20,000 for **84-month terms. Vehicle weight and mileage restrictions apply. Payment examples exclude optional insurance products.

Existing Andrews Federal auto loans are not eligible for refinance at these rates or terms unless you borrow an additional $5,000 or more above the current loan balance.

A new vehicle is defined as an untitled, current- or prior-model-year vehicle with fewer than 7,500 miles, for which you are the original owner. Used vehicles include all pre-owned vehicles or vehicles with more than 7,500 miles.

Financing is available for up to 120% of the J.D. Power/NADA value, including tags, title, taxes, and fees. Andrews Federal Credit Union does not finance commercial-use vehicles, including vehicles over one ton, flatbeds, or cab-and-chassis trucks. In addition, vehicles with salvage, bonded, or branded titles; lemon law buybacks; unknown or inaccurate mileage; odometer rollback or rollover; or a history of water, flood, or significant structural damage are not eligible for financing. Grey market vehicles, delivery vehicles, limousines, taxis, and other for-hire vehicles are also ineligible. Additional restrictions may apply. Andrews Federal Credit Union reserves the right to decline collateral based on internal evaluation criteria.

The minimum loan amount is $5,000, and the maximum loan amount is $150,000. Vehicles more than 10 model years old are not eligible for financing. The minimum loan amount is $15,000 for *72-month terms and $20,000 for **84-month terms. Vehicle weight and mileage restrictions apply. Payment examples exclude optional insurance products.

Existing Andrews Federal auto loans are not eligible for refinance at these rates or terms unless you borrow an additional $5,000 or more above the current loan balance.