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Credit-Building Credit Cards

Build or Rebuild your Credit

Build a positive payment history and keep costs predictable with transparent, affordable credit card options

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More Options to Establish or Rebuild Your Credit

Our credit cards can be a helpful tool if you want to build or rebuild your credit. Use these cards to build a positive payment history and avoid the high interest rates other banks charge.

Which Credit Card is Right for You?

Compare Card Options

Learn more about credit-building card options, so you can make the best choice for your future.

Supreme Visa credit card

Simple credit card that helps you build a positive credit history – delivering spending flexibility and a low rate for balance transfers.

  • Our lowest-rate card - plus 0% introductory APR for six months1
  • $0 balance transfer fee, so you can pay down balances more quickly 
  • No annual fee, cash advance fee, or foreign transaction fee
Learn More
Platinum Rewards Secured Visa® credit card

Build your credit history so you're prepared for the future.

  • Start building your credit history early so you can reach your financial goals  
  • Make an initial deposit ($500) to secure your credit line
  • Earn points, and earn dividends on your secured deposit
  • Deposit is refundable when you upgrade or close your account
Learn More

How We Help You Build Credit the Right Way

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Monthly Credit Reporting

Reports to all three bureaus (Equifax, Experian, TransUnion) every month, so you can show progress

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Straightforward Costs

No surprise fees and no annual fees or foreign transaction fees

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Convenient Card and Credit Management

Free credit score updates, transaction alerts, card lock tools, and more.

The Andrews Connection

Explore helpful articles on The Andrews Connection, our central information hub for the latest news, blogs, events, and updates.

The Andrews Connection
Image for Too Good To Be True: Predatory Lending

Fraud Prevention

Too Good To Be True: Predatory Lending

Team Andrews

November 24, 2025

Image for Understanding and Accessing Your FICO® Score

Credit Cards, Financial Knowledge, Loans and Mortgages

Understanding and Accessing Your FICO® Score

Team Andrews

October 21, 2025

Image for Your Primer On Fraud Prevention

Fraud Prevention

Your Primer On Fraud Prevention

Team Andrews

August 5, 2025

*APR=Annual Percentage Rate. We do business in accordance with the Equal Credit Opportunity Act. Must be a member of the credit union to open any loan account.

110,000 Bonus Points - 10,000 bonus points will be earned with $1,500 purchase within 90 days of card opening.

Additional Disclosures:

You Are Now Leaving Andrews Federal Credit Union

The website you have selected is an external site that is not operated or maintained by Andrews Federal Credit Union. Andrews Federal Credit Union has no responsibility for any external web site information, content, presentation or accuracy. When you leave Andrews Federal Credit Union's website, our privacy policy is no longer in effect. External web sites may have privacy and security policies that differ from those at Andrews Federal Credit Union. 

Andrews Federal Credit Union makes no warranty, expressed or implied, regarding any external site nor is the Credit Union liable for transactions you enter into with any third parties.