Checking Account Overdraft Protection

Quickly and easily  move money between accounts to cover transactions

• Complete transfers instantly through Digital Banking  
• No fee for transferring funds between accounts
• No need to visit a branch to make a deposit or transfer

Ensure you're covered for unexpected expenses 

• Only pay interest on funds you use 
• No interest fees if balances are paid off on the same day as the transaction occurs
• Apply for an Overdraft Line of Credit in Digital Banking

If you have an unexpected expense or forget to make a deposit, Privilege Pay gives you peace of mind that your payments will still be made.

• Enroll easily in the Account Services section of Digital Banking
• Auto-enrollment for checks and ACH payments
• Option to add Privilege Pay for debit card transactions
• $32 fee for each Privilege Pay-covered transaction
• Maximum daily charge of $96 (3 fees)
• Must be repaid within 30 days 
• Must meet account requirements, including having a monthly direct deposit of at least $200