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Andrews Federal Credit Union
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Savings Rates

Strengthen your financing foundation with solid rates.

Build for the future

Whether you’re saving for the short term or the long run, our savings account rates can help you reach your magic number. Find the account that fits your needs and create something great.

Rates to strengthen your savings

Base Share Savings

Minimum to Open Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)
$5 $100 0.05% 0.05%

Rates stated are variable and may change at any time. Fees may reduce earnings on the account. Dividends are compounded and credited quarterly.

Planner Savings

Minimum to Open Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)
$0 $100 0.05% 0.05%

IRA Savings

Minimum to Open Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)
N/A $100 0.05% 0.05%

Holiday Club

Minimum to Open Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)
$0 $0 0.05% 0.05%

Holiday Club is a variable rate account with an annual maturity date of November 1st; your actual term will vary depending on open date of account. Upon maturity, funds will transfer automatically into your Base Share Savings account. No minimum balance to open or maintain account, and no minimum balance is required to earn the APY. Dividends are compounded and credited quarterly. Fees may reduce earnings on the account. Penalties apply for early withdrawal.

Vacation Club

Minimum to Open Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)
$0 $0 0.05% 0.05%

Vacation Club is a variable rate account with an annual maturity date of May 1st; your actual term will vary depending on open date of account. Upon maturity, funds will transfer automatically into your Base Share Savings account. No minimum balance to open or maintain account, and no minimum balance is required to earn the APY. Dividends are compounded and credited quarterly. Fees may reduce earnings on the account. Penalties apply for early withdrawal.

Military Savings for a Goal Account

Minimum to Open Minimum to Earn APY Direct Deposit Requirements Dividend Rate Annual Percentage Yield (APY)
$0 $100 0.05% 0.05%
$0 Checking $500 minimum monthly deposit from a military source 0.30% 0.30%
$0 $50 - $500 monthly deposit/transfer 0.30% 0.30%

Military Savings for a Goal Account: APY (Annual Percentage Yield) is a variable rate effective as of April 1, 2021 through March 31, 2022. Must be a member of the U.S. Military with an open Free, Advantage, or Auxiliary Checking with a minimum $500 monthly military direct deposit to be eligible to open this account. No minimum balance to open, earn, or maintain this share savings account. However, there is a minimum monthly deposit requirement of $50 to obtain the stated rate, up to a maximum of $500 monthly deposit. Failure to meet the monthly deposit requirement means that you will not earn the advertised rate; and will instead earn the current Base Share Savings rate. Deposits made in excess of the monthly maximum ($500) will be automatically transferred to your Base Share Savings account. Fees will reduce earnings. Dividends are compounded and credited quarterly. For full account details, please see our Truth in Savings disclosure on our website. Advertised rate and promotion subject to change or end at any time, without notice

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Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia and New Jersey, as well as overseas locations in the Netherlands, Belgium and Germany.