Save Smarter, Earn More
Online Savings Account
Earn higher dividends on your first $1,000 with no minimum balance.
Account Opening
Opening an account is easy
Are You a Member?
Log in to Online Banking
Not a Member Yet?
Join in less than 5 minutes to bank at Andrews Federal
A Smarter Way to Save
Earn a higher dividend rate on your first $1,000 with no minimum balance to open. Open through Digital Banking to qualify for the promotional rate and start growing your savings—flexible, easy, and built for your goals.
High Dividends
Earn a higher dividend rate on your first $1,000.
Minimum Balance
There’s no minimum balance required to open an Online Savings Account.
Open in Digital Banking
Open this account exclusively in Digital Banking to get this promotional rate.
Your Questions. Answered.
Frequently Asked Questions about Online Savings Account
Learn how to maximize your earnings with this free savings account.
What is the Online Savings Account?
It’s a special savings account that offers a higher promotional dividend rate on the first $1,000 you deposit, helping you jumpstart your savings.
How much do I need to open the account?
There’s no minimum balance required to open an Online Savings Account. You can start saving with any amount.
How does the promotional rate work?
The higher rate applies only to the first $1,000 in your account. Any balance over $1,000 will earn our standard savings rate.
Do I need to be a member to open this account?
Yes. New members should first open a membership account and enroll in Digital Banking. Once enrolled, you can open the Online Savings Account.
Can existing members open this account?
Absolutely. Current members can simply log in to Digital Banking to open an Online Savings Account.
Why must I open this account through Digital Banking?
The promotional rate is available exclusively for accounts opened online through Digital Banking, making the process fast, secure, and convenient.
Can I have more than one Online Savings Account?
Each member is eligible for one Online Savings Account with the promotional rate.
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