Auxiliary Checking Account

Two high-performance accounts? That’s a five-star idea.
  • Get better organized with a second Andrews account
  • Enjoy 24/7 access to both accounts with Digital Banking
  • Includes a Contactless Visa® Debit Card for easier purchases

Can you have too much of a good thing? We say ‘no.’

Why two checking accounts? Maybe one for everyday expenses and another for bigger projects. Maybe one for the household and one for that side hustle you’ve got going. Or maybe you have your own ideas on how to achieve organizational perfection by dividing up your funds. Remember, with Digital Banking and our mobile app, you can quickly view where each account stands and shift money between them in the blink of an eye.


Double up for added efficiency

  • A full-service companion to your existing Andrews Federal checking account.
  • The perfect account for holding money for big purchases and future expenses.
  • Enjoy a hassle-free experience with Digital Banking, our Mobile Banking App and many other time-saving features.
  • Enroll in Round Up Savings where every debit card payment gets rounded up to the nearest dollar and the spare change is moved from your checking to savings account. (You must use free Digital Banking to enjoy this feature.)
  • Get paid one day early with our free Early Direct Deposit service.1
  • Connect your Contactless Visa® Debit Card to your smartphone’s Digital Wallet for touchless one-tap payments.
  • Make quick, on-time payments using Bill Pay in Digital Banking or our mobile app.
  • Manage and move money with our user-friendly Mobile App.
  • Use your mobile device camera and our app to deposit checks from anywhere
  • Use Zelle® to send or receive money electronically to anyone you trust.
  • Send money internationally with Wise.
  • Opt-in to free electronic monthly statements.
  • Access cash through the CO-OP ATM network, which offers more than 30,000 no-fee ATMs, covering all 50 states and 10 countries.2


To place a freeze on your debit card, log into digital banking and go to 'Card Services', and then go to 'Card Management', and go to Enable/Disable Card. 

Log in to Digital Banking, and go to the Account Services/Re-Order Checks.

Sign your name on the back of the check and write "For Mobile Deposit to Andrews Federal". Then, log into the Andrews Federal mobile app and tap 'Deposit Check'; place your check on a flat, dark surface, tap the camera icon, and follow the prompts. 

Our routing number is 255074111.

Yes, complete the "Authorization for Direct Deposit to Andrews Federal Credit Union" form located in the "Learn" section of this website and return it to your employer or to the agency responsible for your payments.

To reset the PIN on your debit card call 1.866.985.2273.

ATM fee rebates/refunds are only available with our Military Forces Checking Account.


When you open a Share Certificate, you can open it with a zero balance. You then have 10 days to fund your account. Click here for more details about the Share Certificate funding process. 

You can send money from another institution to Andrews Federal by logging into your account with the other institution and submitting a request there. You cannot initiate a request from your Andrews Federal account to another institution. Click here for more details about the Share Certificate funding process. 

You have 10 days to fund your Share Certificate. If your account is not funded within 10 days, it will be automatically closed and you will need to restart the process. Click here for more details about Share Certificate funding. 

12 Months of Higher Earning

12-Month Share Certificate
Our new 12-month Share Certificate puts you on the road to saving for big plans and goals!

Andrews Federal members received over $12 Million in direct member benefits through lower fees, lower loan rates and higher deposit yields.