Never share or give out your username, password, or security challenge questions and answers. Andrews Federal will never call you, send an e-mail, text you, or reach out to you and ask for your username and password. If you receive any communication that states or appears to be from Andrews Federal asking for this information - it is a scam!
Username and Password Scams
Login to Digital Banking and go to the 'Account Services' tab, and then go to 'Manage Alerts', and go to 'New Alert'.
First things first, login to Digital Banking and send us a secure message with the details that you are concerned about. Next, while logged into Digital Banking, disable your Andrews Federal Debit and/or Credit Card located under the Card Services menu.
Steps to take when something doesn't seem right.
- First things first, login to Digital Banking and send us a secure message with the details that you are concerned about.
- Second, while logged into Digital Banking, disable your Andrews Federal Debit and/or Credit Card located under the Card Services menu.
Steps you can take
- Turn on your account alerts to be notified immediately of any unwanted activity.
- Update your passwords every 90 days, and do not use the same password for more than one account.
- Stay up to date by subscribing to our 'Copy That' blog for additional security tips and tricks.
- Learn more about identity theft and other ways to protect yourself at IdentityTheft.gov or the Consumer Financial Protection Bureau.
Safe and secure Digital Banking
- Your username and password must be at least eight letters, numbers and special characters.
- A secure access code is required when logging in from a new device. This code is sent to you by voice, email, or text.
- Use Face ID or Touch ID to help thwart invalid logins.
Set-up a Telephone Passphrase
To further safeguard your account, create a telephone passphrase in Digital Banking. A telephone passphrase is used when you need to speak with us over the phone. We will ask you to provide this passphrase each and every time you call us.
It's easy to add a telephone passphrase. Simply log in to Digital Banking and go to Settings > Telephone Passphrase. Then, choose how you want to receive a one-time secure access code. Enter the code, and add your passphrase.
View your FICO® score for free
- A FICO score is a type of credit score created by the Fair Isaac Corporation.
- Reviewing your score can help prevent identity theft.
- Andrews Federal Visa® credit card holders can view their FICO score for free by logging into Digital Banking.
- Free FICO scores are updated once per quarter (restrictions apply)
- Get a free copy of your credit report every 12 months from each credit reporting company at annualcreditreport.com.
Learn how to protect yourself
Cybercrime is more common than you might think. Every day, cybercriminals are finding new ways to attack accounts and steal sensitive personal information like account numbers, passwords, and more.
In a phishing attack, cybercriminals use email or hacked websites to solicit personal information by posing as a trustworthy organization. Phishing attempts are often in the form of an email, but also can arrive as a text message (called Smishing) or voicemail (Vishing). The message will contain a call to action that you recognize, such as to verify an email address or to provide your detailed information.
- Never click on links or attachments in emails.
Malware is short for “malicious software.” In other words, malware is sneaky software that destroys computers and steals your personally identifiable information in the process. Examples of malware includes viruses, worms, Trojan viruses, spyware, adware, and ransomware.
- Install and maintain antivirus programming on all your devices.
Username and Password Breach (Credential Breach)
Username and password breaches occur when cybercriminals have access to your personal username and password. Despite warnings, many consumers continue to use the same password across different online platforms, so once one account is breached, they all are at risk.
- Use a strong, unique password for every account, and update passwords regularly.
Debit or Credit Card Fraud
Cybercriminals steal card numbers from fake websites, public Wi-Fi system breaches, and more. Then, they use your debit or credit card information to pay for goods and services.
- To prevent unwanted transactions, never store your card number within apps or websites.
Once fraudsters get ahold of your personal information through phishing, and malware attacks they will use your Social Security Number, name and address to open new lines of credit and drain your assets.
- Monitor your accounts and credit reports closely and enroll in notifications to receive alerts when activity occurs on your accounts.
These resources offer a comprehensive overview of identity theft, fraud prevention, and assistance for victims.
Get a free credit report once a year.
Information in regards to identity theft, security and privacy.
Tips and advice about common security issue.
Advice for protecting your mobile device.
Best practices for password authentication.
File an internet crime complaint.
Still Have Questions?
Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia and New Jersey, as well as overseas locations in the Netherlands, Belgium and Germany.