Share Certificate Rates

New increased rates offer you more value and savings for your future.

The recipe for a nice payoff? Time + Money.

Some people have trouble making decisions. But with Share Certificates, there's no second-guessing, because you can't go wrong. Whether you choose to save for 6 months, 84 months, or somewhere in between, you're sure to come out ahead.

Raise Your Rate Share Certificate1

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
24 - month $1,000 3.016% 3.05%
36 - Month $1,000 3.260% 3.30%
48 - Month $1,000 3.065% 3.10%

Fixed Rate Share Certificates2

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
6-month $1,000 1.541% 1.55%
12-month $1,000 2.722% 2.75%
24-month $1,000 3.113% 3.15%
36-month $1,000 3.260% 3.30%
48-month $1,000 3.211% 3.25%
60-month $1,000 3.455% 3.50%
84-month $1,000 0.300% 0.30%

Jumbo Fixed Rate Share Certificates3

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
6-month $10,000 1.590% 1.60%
12-month $10,000 2.771% 2.80%
24-month $10,000 3.162% 3.20%
36-month $10,000 3.295% 3.35%
48-month $10,000 3.260% 3.30%
60-month $10,000 3.504% 3.55%

Traditional, Educational, and Roth IRA Share Certificates4

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
36-month $1,000 3.260% 3.30%
48-month $1,000 3.211% 3.25%
60-month $1,000 3.455% 3.50%
84-month $1,000 0.250% 0.25%

Jumbo Traditional, Educational, and Roth IRA Share Certificates5

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
36-month $10,000 3.295% 3.35%
48-month $10,000 3.260% 3.30%
60-month $10,000 3.504% 3.55%

Generator Share Certificates6

Certificate Name Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
The Generator 12 months $50 0.897% 0.90%
The Generator 24 months $50 0.947% 0.95%
The Generator 36 months $50 0.996% 1.00%

Joint Base Andrews 75th Airshow Share Certificate Special Offer7

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
7 - month $1,000 2.970% 3.00%

Andrews Federal members received over $12 Million in direct member benefits through lower fees, lower loan rates and higher deposit yields.