Share Certificate Rates

Our rates ensure you'll get more than a fair share.

The recipe for a nice payoff? Time + Money.

Some people have trouble making decisions. But with Share Certificates, there's no second-guessing, because you can't go wrong. Whether you choose to save for 6 months, 84 months, or somewhere in between, you're sure to come out ahead.

Share Certificates

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
6-month $1,000 0.05% 0.05%
12-month $1,000 0.05% 0.05%
24-month $1,000 0.05% 0.05%
36-month $1,000 0.10% 0.10%
48-month $1,000 0.15% 0.15%
60-month $1,000 0.20% 0.20%
84-month $1,000 0.30% 0.30%

IRA Share Certificates

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
36-month $1,000 0.10% 0.10%
48-month $1,000 0.15% 0.15%
60-month $1,000 0.20% 0.20%
72-month $1,000 0.25% 0.25%
84-month $1,000 0.30% 0.30%

Jumbo Share Certificates

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
6-month $10,000 0.05% 0.05%
12-month $10,000 0.05% 0.05%
24-month $10,000 0.05% 0.05%
36-month $10,000 0.10% 0.10%
48-month $10,000 0.15% 0.15%
60-month $10,000 0.20% 0.20%

Jumbo IRA Share Certificates

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
36-month $10,000 0.10% 0.10%
48-month $10,000 0.15% 0.15%
60-month $10,000 0.20% 0.20%

Generator Share Certificates

Certificate Name Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
The Generator6 12 months $50 0.05% 0.05%
The Generator6 24 months $50 0.05% 0.05%
The Generator6 36 months $50 0.10% 0.10%

Seminars

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Andrews Federal members received over $19 Million in direct member benefits through lower fees, lower loan rates and higher deposit yields.