Share Certificate Rates

Our rates ensure you'll get more than a fair share.

The recipe for a nice payoff? Time + Money.

Some people have trouble making decisions. But with Share Certificates, there's no second-guessing, because you can't go wrong. Whether you choose to save for 6 months, 84 months, or somewhere in between, you're sure to come out ahead.

Share Certificates

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
6-month $1,000 .60% .60%
12-month $1,000 .75% .75%
24-month $1,000 .85% .85%
36-month $1,000 1.05% 1.05%
48-month $1,000 1.145% 1.15%
60-month $1,000 1.245% 1.25%
84-month $1,000 1.34% 1.35%

IRA Share Certificates

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
6-month $1,000 .65% .65%
12-month $1,000 .75% .75%
24-month $1,000 1.10% 1.10%
36-month $1,000 1.145% 1.15%
48-month $1,000 1.19% 1.20%
60-month $1,000 1.245% 1.25%
72-month $1,000 1.29% 1.30%
84-month $1,000 1.34% 1.35%

Jumbo Share Certificates

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
6-month $10,000 .65% .65%
12-month $10,000 .80% .80%
24-month $10,000 .90% .90%
36-month $10,000 1.10% 1.10%
48-month $10,000 1.19% 1.20%
60-month $10,000 1.29% 1.30%

Jumbo IRA Share Certificates

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
6-month $10,000 .65% .65%
12-month $10,000 .80% .80%
24-month $10,000 .90% .90%
36-month $10,000 1.10% 1.10%
48-month $10,000 1.19% 1.20%
60-month $10,000 1.29% 1.30%

Generator Share Certificates

Certificate Name Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
The Generator6 12 months $50 0.40% 0.40%
The Generator6 24 months $50 0.45% 0.45%
The Generator6 36 months $50 0.55% 0.55%

Seminars

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Andrews Federal members received over $23 Million in direct member benefits through lower fees, lower loan rates and higher deposit yields.