Skip to Sitemap
Important Home Loan Information for Select Members

If you have questions about a recent letter you received about your Triad Financial Services, Inc. manufactured home loan, click here to learn more.

Andrews Federal Credit Union
  1. Home
  2. Learn
  3. Resources
  4. Rates

Mortgage Rates

Low rates keep your housing costs from going through the roof.

Spend less on your home and more on enjoying life.

We know houses are expensive, and most people have to work hard to make their monthly mortgage payments. So we strive to keep interest rates as low as possible. That can save you thousands of dollars over the years, leaving you with more money for food, furniture, and everything else you need.

Our mortgage rates are your key to homeownership.

Conforming Fixed

Conforming ARM

Conventional Loans Disclosure Statement

Annual Percentage Rate (APR) is calculated based on a $225,000 loan amount and includes an Origination fee of $1,490.  Minimum loan amount of $50,000 and maximum loan amount of $726,200.  Rates assume that there are no other liens against the property, that the property will be owner occupied, and that the loan amount does not exceed 95% of the property’s appraised value. Advertised rates require the purchase of points to obtain the reduced rate; no points options are also available, at a higher interest rate.  Loans in excess of 80% Loan to Value (LTV) are subject to private mortgage insurance (PMI).  Payment examples include principal and interest but do not include any taxes or insurance premiums; your actual payment may be greater.  Escrow account may be required.  Rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change.  Subject to credit and property approval.  Additional restrictions may apply.  Consult your tax advisor regarding the deductibility of interest.  You must be a member of Andrews Federal Credit Union to obtain any home loan from us.  For complete details about our mortgage rates and to learn about product and payment options, click here.

5/6 Adjustable Rate Mortgage (ARM) Disclosure Statement

APR is variable and will adjust every six (6) months, after an initial five year period at the advertised APR, for a total of 360 monthly payments (30 year term).  Your rate will change every six (6) months by no more than 2 percentage points up or down, never to exceed more than 5 percentage points above the initial rate.  When the rate adjusts, your new rate will be the then current index (30-Day Average Secured Overnight Financing Rate, or SOFR) plus a margin of 1.50%, as long as the total adjustment does not exceed the 2.00% adjustment cap.

Jumbo Fixed

Jumbo ARM

Jumbo Loans Disclosure Statement

Annual Percentage Rate (APR) is calculated based on a $800,000 loan amount and includes an Origination fee of $635.00.  Minimum loan amount of $726,200 and maximum loan amount of $2,000,000.  Rates assume that there are no other liens against the property, that the property will be owner occupied, and that the loan amount does not exceed 95% of the property’s appraised value. Advertised rates require the purchase of points to obtain the reduced rate; no points options are also available, at a higher interest rate.  Loans in excess of 80% Loan to Value (LTV) are subject to private mortgage insurance (PMI).  Payment examples include principal and interest but do not include any taxes or insurance premiums; your actual payment may be greater.  Escrow account may be required.  Rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change.  Subject to credit and property approval.  Additional restrictions may apply.  Consult your tax advisor regarding the deductibility of interest.  You must be a member of Andrews Federal Credit Union to obtain any home loan from us.  For complete details about our mortgage rates and to learn about product and payment options, click here.

5/6 Adjustable Rate Mortgage (ARM) Disclosure Statement

APR is variable and will adjust every six (6) months, after an initial five year period at the advertised APR, for a total of 360 monthly payments (30 year term).  Your rate will change every six (6) months by no more than 2 percentage points up or down, never to exceed more than 5 percentage points above the initial rate.  When the rate adjusts, your new rate will be the then current index (30-Day Average Secured Overnight Financing Rate, or SOFR) plus a margin of 1.50%, as long as the total adjustment does not exceed the 2.00% adjustment cap.

Boost Checking

So long old school, hello dividends. Start moving forward, start moving up.

Our boost gives your balance a nice big lift. Multiple choice: A) You can have a checking account that’s designed for spending only. B) Or you can have this multi-tasking moneymaker that earns dividends at a competitive interest rate, as well. The answer seems obvious - especially when you roll in the added convenience of Digital Wallets, Mobile Check Deposit, and Digital Banking.

OPEN AN ACCOUNT

Andrews Federal members received over $12 Million in direct member benefits through lower fees, lower loan rates and higher deposit yields.

Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia and New Jersey, as well as overseas locations in the Netherlands, Belgium and Germany.