Home Equity Loans and Lines Rates

You worked hard for your home, now let it work for you.

All your efforts as a homeowner are about to pay off.

You work hard to pay down your mortgage and build up your home's value. When your house is worth more than what you still owe on it, that gives us confidence you'll be able to repay what you borrow. And that allows us to set home equity rates low enough that you can definitely afford to build, buy, or do all sorts of things that can make your life better.

Lower rates help you accomplish greater things.

Home Equity Lines of Credit - Variable Rate

Line Amount APR* Maximum Loan to Value
$25,000 - $350,000 As low as WSJ Prime 95%

Home Equity Loans (Owner Occupied) Rates

Term APR* (as low as) Minimum Loan Amount Monthly Payment Per Every $1000 Borrowed Maximum Loan to Value
84 months 4.50% $25,000 $13.91 95%
120 months 4.75% $25,000 $10.49 95%
144 months 5.00% $25,000 $9.26 95%
180 months 5.25% $25,000 $8.05 95%

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Andrews Federal members received over $19 Million in direct member benefits through lower fees, lower loan rates and higher deposit yields.