Annual Meeting

Monday, June 22, 2020

As a not-for-profit financial cooperative, we operate for your benefit.

Because you're our member, we invite you to join us at our Annual Meeting, held this year on Monday, June 22, 2020.  You'll learn how 2019 was for us as your financial institution and where we are going in 2020 and beyond.  But first, you'll need to know who is being nomintated for this upcoming election.

Board of Nominations

Every year, the Andrews Federal Credit Union Nominating Committee submits nominees to serve on its Board of Directors. Each Director serves a term of three years and incumbents are eligible for re-election. The Board of Directors meet monthly to initiate programs, policies, products and services, and to ensure that your assets are being protected.

The nominees recommended by the Nominating Committee this year are as follows: Robert Bowie, Derald Emory, and Dail Turner.

A member in good standing can also petition for nomination to the Board by submitting 500 member signatures and a letter of intent that includes a brief statement of qualifications no later than Wednesday, May 13, 2020. The letter and petition must be sent registered or certified mail to the following: 

Andrews Federal Credit Union 
Attn: Board Secretary
5711 Allentown Road, MS 400
Suitland, MD 20746

In accordance with Andrews Federal Credit Union Bylaws, nominations will not be accepted from the floor during the annual meeting since the Nominating Committee has named at least one nominee for each position. If warranted by the petition process, an election by the membership will be held by mail ballot.




Colonel Robert D. Bowie is the Deputy Director, Joint Staff, Joint Force Headquarters – District of Columbia (JFHQ-DC), District of Columbia National Guard. He is responsible for overseeing the development, execution, and evaluation of joint staff programs and advises the Director, Joint Staff (DJS), The Adjutant General (TAG), and the Commanding General (CG) on joint objectives while managing joint policies, procedures, and operational priorities.

Col Bowie entered the United States Air Force in 1988 and served 12 years before joining the District of Columbia Air National Guard in 2001. In last active duty tour, he served on the Air Staff as the Air Force Civil Engineer focal point for Antiterrorism/Force Protection, Explosive Ordnance Disposal, Readiness Challenge Competition, and the Critical Infrastructure Protection Program; Program Element Manager for CE modernization, tactical shelters, and firefighter multimedia training; and lead action officer for the CE Readiness Council, CE Readiness Board and Small Arms Ranges. From 2001 to 2017, Col Bowie held many positions to include 113th Wing Emergency Operations Center Director, the 113th Wing Base Civil Engineer, 113th Civil Engineer Squadron Commander and 113th Mission Support Group Commander. In December 2017, Col Bowie transitioned to Joint Force Headquarters District of Columbia. As the Special Assistant to the Commanding General, Col Bowie advised the Commanding General on all Air National Guard matters to include the operations of the 113th Wing. 

He holds a Bachelor of Science, Electrical Engineering & Mathematics from Carnegie Mellon University, Pittsburgh, PA and two Masters Degrees: a Master of Arts in Public Administration from Northern Michigan University, Marquette, MI and a Masters of Arts in Strategic Studies from the Air University, Maxwell AFB, AL.


Mr. Derald Emory is a retired U.S. Army Colonel and a retired Principal from the consulting firm, Booz Allen Hamilton. He currently serves on the Board of Directors for Andrews Federal Credit Union where he is Chairman of the Core Loan Review Committee and a member of the ALCO committee. Prior to Booz Allen Hamilton, he was an Executive Vice President for Savantage Solutions, an IT and Accounting Consulting firm and was responsible for Business Development in the Department of Defense.  He also served as a Director in the Financial Management Practice of Grant Thornton’s Global Public Sector.  Prior to Grant Thornton, he was an Associate Partner with IBM’s Business Consulting Services, a subdivision of IBM Global Services.  He started his civilian career at Arthur Andersen, LLP as a senior manager.  He has extensive experience with business process reengineering, financial process analyses, business restructuring, strategy formulation, budgeting and financial reform and financial statement support for a multitude of Department of Defense and other federal agencies.    He served as the Military Advisor to the Director of the Defense Finance and Accounting Service and to the Under Secretary of Defense (Comptroller). He is currently a Chartered Retirement Planning Counselor.


Dail Turner is a retired Colonel of the United States Air Force and was a financial advisor with a major investment firm. He currently serves as Chairman of the ALCO Committee and is a member of the Budget and 401(k) Committees.  He is a graduate of the United States Air Force Academy, the National War College and holds graduate degrees from George Washington University and Georgetown University. He holds designations as a Certified Credit Union Director, Certified Financial Planner (CFP), and Certified Investment Management Analyst (CIMA).  

He is active in Rotary and is currently serving as Assistant District Governor.  He is also a Trustee at Barton College and is owner/operator of Muddy Hope Farms, a crop and timber operation.



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