In recent years, more people have turned to investments to grow their money. For some, that means opening education savings or retirement accounts. Others take the next step and invest directly in mutual funds, stocks, and bonds. The world of finance can seem incredibly complex, but our experienced Financial Professionals can explain it all in simple terms and help you pick the path that's right for you.
You don't have to be rich to have an investment portfolio.
Meet Michael Calandruccio
Looking for investment guidance? Michael Calandruccio is your man.
It's always a good idea to do your due diligence. Check the background of CUNA and its brokers online at FINRA's BrokerCheck.
Our Investment Service Financial Professional has experience in financial and retirement planning and can also assist you with Thrift Savings Plan rollovers and plan optimization. You can meet with him on business days from 10 a.m. to 5 p.m. at the following locations:
Monday: By appointment
Tuesday and Wednesday: Allentown Road location
Thursday: By appointment
Friday: Manchester Lakes location
Saturdays: By appointment
Meetings at our Joint Base Andrews, Waldorf, Henson Ridge, West Springfield, and Manchester Lakes locations are by appointment only. Contact Michael today at 301.702.5457 or schedule an appointment online.
Thrift Savings Plan (TSP) Services
If you're a federal employee or a member of the military, you don't have access to 401(k) plans that help your private sector peers get ready for retirement.
However, thanks to Congress, you do have access to a Thrift Savings Plan that offers many of the same advantages.
- Choose from a wide variety of investment options
- Contributions deducted directly from your paycheck
- Enjoy a number of tax benefits
CUNA Brokerage Services
Whether you want to build a portfolio from scratch or tweak your current holdings, you'll have direct access to our Investment Services program.
This program is offered through CUNA Brokerage Services, Inc.,1 a broker/dealer focused on serving credit union members. CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group. For more information about CUNA Brokerage Services, Inc., please visit cunabrokerage.com. In addition to investment products, experienced financial professionals can help you purchase insurance policies to protect your family.
- Get information on financial strategies that could work for you
- Do your own research using our free articles, calculators, and more
- Manage your own investments online at CUNA Brokerage Services, Inc
1The Andrews Investment Services program is offered through CUNA Brokerage Services, Inc.*, a broker/dealer focused on serving credit union members. CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group. For more information about CUNA Brokerage Services, Inc., please visit cunabrokerage.com.
Andrews Investment Services Advisors are registered representatives of CUNA Brokerage Services, Inc. Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty States of the United States of America.
Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia and New Jersey, as well as overseas locations in the Netherlands, Belgium and Germany.