Join Andrews Federal today for great rates and services, including our Life of the Balance offer for balance transfers. Transfer high-interest balances to your new credit card with rates as low as 6.99% APR*. Save on interest and manage your credit cards and banking in one place. This offer applies to the Supreme Rewards Visa Signature® Credit Card, Titanium Rewards Visa Signature® Card, and Supreme Visa® Card. Offer ends April 30, 2025. Learn more.
Special Life of the Balance Transfer Offer
Choose Two Cards to Compare:
OVERVIEW: Key Features:
A richly rewarding card with more points and perks |
OVERVIEW: Key Features:
Flexible rewards for your everyday spending |
OVERVIEW: Key Features:
Low interest rate, straightforward, card that keeps credit simple |
OVERVIEW: Key Features:
Build credit, while earning rewards with a $500 security deposit |
OVERVIEW: Special Offer for New Cardholders:
10,000 bonus points with purchase of $1,500 within the first 90 days1 |
OVERVIEW: Special Offer for New Cardholders:
10,000 bonus points with purchase of $1,500 within the first 90 days1 |
OVERVIEW: Special Offer for New Cardholders:
0% for 6 months on purchases within 90 days of account opening |
OVERVIEW: Special Offer for New Cardholders:
|
OVERVIEW: Credit Level:
Excellent |
OVERVIEW: Credit Level:
Good |
OVERVIEW: Credit Level:
Fair |
OVERVIEW: Credit Level:
Rebuilding |
REWARDS: Unlimited Reward Options:
Up to 4x points on streaming, gaming and entertainment purchases Up to 2x points on everyday commuting, expenses and fuel 1x points on all other purchases |
REWARDS: Unlimited Reward Options:
3x points on gas paid at the pump & groceries 1.5x points on all other purchases |
REWARDS: Unlimited Reward Options:
|
REWARDS: Unlimited Reward Options:
1x point on all purchases |
REWARDS: Redemption Options:
Travel, Merchandise, and more |
REWARDS: Redemption Options:
Cash, Travel, Merchandise, and more |
REWARDS: Redemption Options:
|
REWARDS: Redemption Options:
Travel, Merchandise, and more |
Annual Percentage Rates: Purchase, Cash Advance, and Balance Transfer Rates:
Variable Rate as low as APR1: 18.00% |
Annual Percentage Rates: Purchase, Cash Advance, and Balance Transfer Rates:
Variable Rate as low as APR1: 13.99% |
Annual Percentage Rates: Purchase, Cash Advance, and Balance Transfer Rates:
Variable Rate as low as APR1: 12.49% |
Annual Percentage Rates: Purchase, Cash Advance, and Balance Transfer Rates:
APR1: 18.00% |
CARD BENEFITS: Auto Rental Insurance: False
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CARD BENEFITS: Auto Rental Insurance: True
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CARD BENEFITS: Auto Rental Insurance: True
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CARD BENEFITS: Auto Rental Insurance: True
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CARD BENEFITS: Cellular Telephone Protection: True
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CARD BENEFITS: Cellular Telephone Protection: False
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CARD BENEFITS: Cellular Telephone Protection: False
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CARD BENEFITS: Cellular Telephone Protection: False
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CARD BENEFITS: Concierge Services: True
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CARD BENEFITS: Concierge Services: True
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CARD BENEFITS: Concierge Services: False
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CARD BENEFITS: Concierge Services: False
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CARD BENEFITS: Emergency Assistance: True
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CARD BENEFITS: Emergency Assistance: True
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CARD BENEFITS: Emergency Assistance: True
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CARD BENEFITS: Emergency Assistance: True
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CARD BENEFITS: Event Ticket Protection: True
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CARD BENEFITS: Event Ticket Protection: False
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CARD BENEFITS: Event Ticket Protection: False
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CARD BENEFITS: Event Ticket Protection: False
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CARD BENEFITS: ID Theft Protection: True
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CARD BENEFITS: ID Theft Protection: True
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CARD BENEFITS: ID Theft Protection: False
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CARD BENEFITS: ID Theft Protection: False
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CARD BENEFITS: Porch Piracy Protection: True
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CARD BENEFITS: Porch Piracy Protection: False
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CARD BENEFITS: Porch Piracy Protection: False
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CARD BENEFITS: Porch Piracy Protection: False
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CARD BENEFITS: Rideshare Protection: True
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CARD BENEFITS: Rideshare Protection: False
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CARD BENEFITS: Rideshare Protection: False
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CARD BENEFITS: Rideshare Protection: False
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CARD BENEFITS: Roadside Dispatch: True
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CARD BENEFITS: Roadside Dispatch: False
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CARD BENEFITS: Roadside Dispatch: False
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CARD BENEFITS: Roadside Dispatch: False
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CARD BENEFITS: Warranty Manager: False
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CARD BENEFITS: Warranty Manager: True
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CARD BENEFITS: Warranty Manager: False
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CARD BENEFITS: Warranty Manager: True
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FEES: Annual, Foreign Transaction Fee*:
None |
FEES: Annual, Foreign Transaction Fee*:
None |
FEES: Annual, Foreign Transaction Fee*:
None |
FEES: Annual, Foreign Transaction Fee*:
None |
FEES: Balance Transfer Fee:
2% or $10 |
FEES: Balance Transfer Fee:
2% or $10 |
FEES: Balance Transfer Fee:
None |
FEES: Balance Transfer Fee:
2% or $10 |
FEES: Cash Advance Fee:
2% or $10 |
FEES: Cash Advance Fee:
2% or $10 |
FEES: Cash Advance Fee:
None |
FEES: Cash Advance Fee:
2% or $10 |
View Details: New! Supreme Rewards Visa Signature® Credit Card Apply Now: New! Supreme Rewards Visa Signature® Credit Card | View Details: Titanium Rewards Visa Signature® Card Apply Now: Titanium Rewards Visa Signature® Card | View Details: Supreme Visa® Card Apply Now: Supreme Visa® Card | View Details: Platinum Rewards Secured Visa® Card Apply Now: Platinum Rewards Secured Visa® Card |
1APR=Annual Percentage Rate. We do business in accordance with the Equal Credit Opportunity Act. Must be a member of the credit union to open any loan account.
210,000 Bonus Points - 10,000 bonus points will be earned with $1,500 purchase within 90 days of card opening.
35,000 Bonus Points - 5,000 bonus points earned automatically with first purchase.
Additional Disclosures:
- Credit Card Agreement and Disclosure Statement
- TITANIUM SIGNATURE SIMPLICITY/PLATINUM REWARDS/REWARDS/PLATINUM REWARDS SECURED® Application and Solicitation Disclosure
‡Life of the Balance Special Balance Transfer Offer - The special offer is effective as of February 1, 2025. The promotional period is 02/01/2025 through 04/30/2025. The special offer includes rates as low as 6.99% APR for balance transfers; however, your actual rate may vary due to creditworthiness. Your special APR will apply to balance transfers made during the promotional period for the life of the balance transferred and until that balance is paid in full as per your cardholder agreement. Your account may be subject to a 2% balance transfer fee as per cardholder for every balance transferred. Please refer to your account Rate and Fee disclosure. The minimum balance transfer amount is $250. This offer is non-transferable. Special rates are valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards. You must transfer balances before April 30, 2025 for the promotional APR to apply. If you transfer a balance after April 30, 2025, we may still honor the balance transfer but you will not receive the promotional APR. Instead, the standard APR for cash advances will apply. Balance transfers and/or cash advances do not earn rewards points. To the extent your payments exceed the minimum payment due each billing period, we will apply them to the balances with higher rates prior to the balances with lower rates. Balance transfers are treated as and considered cash advances as described in your Credit Card Agreement; will begin to accrue finance charges from the date it is posted to your account; and are subject to credit availability. No grace period on cash advances and balance transfers. Amounts transferred are subject to your available credit limit. We are not required to honor a balance transfer request that will cause you to exceed your available credit limit. It may take up to three (3) weeks to post the balance transfer transaction. You should continue to make all required payments until you confirm that the balance transfer was made. Andrews Federal Credit Union will not be responsible for any finance charges or late fees incurred due to your nonpayment. If you transfer your entire balance in order to close an external account, you must contact the issuer directly. We will not close your accounts with other financial institutions. Additional restrictions may apply.