*APR=Annual Percentage Rate. We do business in accordance with the Equal Credit Opportunity Act. Must be a member of the credit union to open any loan account.
110,000 Bonus Points - 10,000 bonus points will be earned with $1,500 purchase within 90 days of card opening.
22.99% APR Balance Transfer Offer - Offer valid for new Titanium Rewards Visa Signature cardholders. The special offer is effective as of 01/01/2022. The promotional period is 01/01/2022 through 03/31/2022 in order to obtain the 2.99% APR which will apply to any balance transfers made during the promotional period until January 31, 2023. The minimum balance transfer amount is $250. This offer is nontransferable. There is a 2% balance transfer fee for every balance transferred for Titanium Rewards Visa Signature cardholders. Special rates are valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards. Balances must be transferred before March 31, 2022 for the promotional APR to apply. If a balance is transferred after March 31, 2022 date, we may still honor the balance transfer but the promotional APR may not be applied. Instead, the standard APR for cash advances will apply. Balance transfers and/or cash advances do not earn CURewards points. After January 31, 2023, outstanding balances transferred during the promotional period of 01/01/2021 – 03/31/2022 will revert from the promotional 2.99% APR to your standard cash advance interest rate until the remainder of those balances are paid in full as per your cardholder agreement. To the extent that payments exceed the minimum payment due each billing period, we will apply them to the balances with higher rates prior to the balances with lower rates. Balance transfers are treated as and considered cash advances as described in the Credit Card Agreement; will begin to accrue finance charges from the date it is posted to your account; and are subject to credit availability. No grace period on cash advances and balance transfers. Amounts transferred are subject to your available credit limit. We are not required to honor a balance transfer request that will cause cardholders to exceed available credit limits. It may take up to three (3) weeks to post the balance transfer transaction. You should continue to make all required payments until you confirm that the balance transfer was made. Andrews Federal Credit Union will not be responsible for any finance charges or late fees incurred due to your nonpayment. If you transfer your entire balance in order to close an external account, you must contact the issuer directly. We will not close your accounts with other financial institutions. Additional restrictions may apply.
Additional Disclosures:
Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia and New Jersey, as well as overseas locations in Germany, Belgium and the Netherlands.
