Personal Checking Accounts

Our checking accounts give you options, and then some.
  • Payback checking pays you back on your debit card purchases
  • Boost checking pays you dividends
  • Online checking offers convenience and flexibility
  • Forces checking honors the military
  • Early Direct Deposit lets you get your paycheck one day early1
  • Enroll in our debit card Round Up Savings Program to help you reach your savings goals2

It's the 21st century. We know what you expect from us.

You need savvy technology and easy access to manage your money at a moment's notice. And you want to do all this without getting nicked with annoying fees and surcharges. Andrews Federal Credit Union, located in Washington, D.C., Maryland, Northern Virginia and New Jersey, is ready to meet your high expectations.

Full access checking with debit card rewards

  • Receive a $.05 reward credit for each of your purchases made with your Contactless Visa® Debit Card3
  • Access your paycheck before it’s available at traditional banks with Early Direct Deposit1
  • Enroll in our debit card Round Up Savings Program to help you reach your savings goals2

Checking that gives you a boost with competitive dividends

  • Earn 0.15% APY on balances over $1,5004
  • Access your paycheck before it’s available at traditional banks with Early Direct Deposit1
  • Enroll in our debit card Round Up Savings Program to help you reach your savings goals2

The everyday account you need to manage your money

  • 24/7 account access with a long list of great features
  • Use electronic Bill Pay to make on-time bill and loan payments
  • Manage your money on-the-go with our user-friendly mobile app

It’s our honor to serve those who protect our nation

  • A full-service checking account tailored for our military members with debit card rewards
  • Receive a $.05 reward credit for each of your purchases made with your Contactless Visa® Debit Card3
  • Up to $12 in ATM fee reversals, every month5
  • Access your paycheck before it’s available at traditional banks with Early Direct Deposit1
  • Enroll in our debit card Round Up Savings Program to help you reach your savings goals2

Two high-performance accounts? That’s a five-star idea.

  • Get better organized with a second Andrews account
  • Enjoy 24/7 access to both accounts with Digital Banking
  • Includes a Contactless Visa® Debit Card for easier purchases

Your small change can make a big difference

  • Debit Card purchases help boost your savings balance
  • Available with Boost, Forces, Online and Payback checking
  • Easy enrollment through Digital Banking or our mobile app

Visa® Debit Card

The perfect card for all your purchases

  • Manage your debit card on-the-go with Digital Banking. It's easy to enable or disable your debit card, report it lost or stolen, and set a travel notification.
  • Sync your debit card to Apple Pay, Samsung Pay, or Google Pay in mere seconds. Then, use your smartphone's digital wallet app to pay with a tap or wave at the checkout terminal.
  • Withdraw up to $1,000 from ATMs on any one day
  • Using the card with your PIN, you can make daily purchases up to $1,000
  • If you use your card like a credit card and sign for your purchases, the daily limit rises to $3,000
  • You won't be held responsible for any unauthorized charges if your Visa debit card is lost, stolen or fraudulently used, online or offline. 
  • View Terms and Conditions for coverage for your debit card purchases

View the new Contactless Visa Debit Card now available

STILL HAVE QUESTIONS?

To place a freeze on your debit card, log into digital banking and go to 'Card Services', and then go to 'Card Management', and go to Enable/Disable Card. 

Log in to Digital Banking, and go to the Account Services/Re-Order Checks.

Sign your name on the back of the check and write "For Mobile Deposit to Andrews Federal". Then, log into the Andrews Federal mobile app and tap 'Deposit Check'; place your check on a flat, dark surface, tap the camera icon, and follow the prompts. 

Yes, complete the "Authorization for Direct Deposit to Andrews Federal Credit Union" form located in the "Learn" section of this website and return it to your employer or to the agency responsible for your payments.

Our routing number is 255074111.

To reset the PIN on your debit card call 1.866.985.2273.

ATM fee rebates/refunds are only available with our Military Forces Checking Account.

 

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