Early Direct Deposit

Access your paycheck before it’s available at traditional banks.*
  • Get paid one day early
  • Access your funds faster
  • Save time with fewer trips to the credit union
  • Keep your paycheck more secure

Save time and access your funds faster with Early Direct Deposit

Early Direct Deposit gives you extra peace of mind when it comes to your finances. Andrews Federal will credit your account with your paycheck as soon as it becomes available so you can pay bills and make purchases with peace of mind.

Get your paycheck one day early

With Early Direct Deposit, we make your paycheck available one day before your pay date. 

How Early Direct Deposit works

  • Employer submits payroll files to the Federal Reserve to start the direct deposit process.
  • The Federal Reserve notifies Andrews Federal of the amount of money you should receive when the deposit posts.
  • We deposit your money in your checking account when we receive the direct deposit notification. .
  • As an example, for most Friday paydays, we get the alert from the Federal Reserve on Wednesday and make your funds available on Thursday, so you may be able to access your money earlier than your co-workers.*
  • Early Direct Deposit is available for paychecks, military benefits, and regular Social Security and Social Security disability checks

How to sign up for early direct deposit

Setting up your direct deposit is easy and takes just a few minutes. 

  •  Go to your employer or government agency’s online portal and enter your Andrews Federal account number, account type and routing number. You can find that information in the Andrews Federal app by tapping on your account details. 
  • OR, you can directly provide your Andrews Federal account information to your HR department or government agency for processing.

To set up Early Direct Deposit for Social Security benefits, viist GoDirect.org.
 

Rewarding Checking

Kasasa Cash Checking
We’re always looking for ways to give you more. That includes our outstanding checking options powered by Kasasa. With Kasasa Cash Checking, you can earn higher dividends on your checking account balances — up to 6.00% APY. And, you’ll continue to have access to all the best benefits that come standard with Andrews Federal membership, including Early Direct Deposit, mobile check deposits, Digital Banking access and more.

Earn 6.00% APY* with Kasasa Cash Checking, a free checking account that pays high dividends.