Before you open a new Share Certificate account, you must transfer your new money to a Andrews Federal Credit Union checking or savings account. Learn more about important information for new members, existing members, and transfer options.
Important Information For Opening A New Share Certificate
17-Month Winter Share Certificate Special Offer
Extend the life of your savings with a 17-Month Winter Share Certificate Special Offer
- Read this first! Learn more about important information for new members, existing members and transfer options.
- Get 4.05% APY* for 17 months
- Maximize your savings for the short term
- 1,000 minimum balance required to open your account
- Open your account easily in Digital Banking or in a branch
Raise Your Rate Share Certificate Account
Lock in your next great rate (and the next one, too!)
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- Get today’s best dividend rate on the Raise Your Rate Share Certificate
- Boost your rate once every six months; if rates go up, your earnings can too!
- You can raise your rate 3x during the term of this Share Certificate
- Send us a secure message in Digital Banking to request a rate increase
- Terms range from two to four years
- $1,000 minimum balance required to open your account
- Open your account easily in Digital Banking
Fixed Rate Share Certificate Accounts
Rates you can depend on
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- $1,000 minimum deposit required to open this account
- Choose a term from six months to seven years
- The unchanging rate delivers consistent returns over the certificate's full term
Jumbo Fixed Rate Share Certificate Accounts
When you want to go big, choose this account
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- $10,000 minimum deposit required to open this account
- Choose a term ranging from three to five years
- Your dividend rate never changes over the term, delivering consistent yields
- Start with a minimum $10,000 deposit and watch it flourish over the course of six months, five years, or somewhere in between
Traditional, Educational and Roth IRA Fixed-Rate Certificate Accounts
Add a deeper shade of gold to your retirement years
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- With Traditional Individual Retirement Account (IRA) Certificates, you won't pay taxes on earnings until you withdraw money
- Roth Individual Retirement Account (IRA) Certificates allow deposits and earnings to grow tax-free
- Open an Educational Certificate (Coverdell Education Savings Account) to save specifically for education-related expenses
- Consult your local Washington, D.C., Maryland, Virginia or New Jersey tax advisor for specific details about tax advantages and account requirements
- These various certificates are structured to deliver growth when you plant a minimum $1,000 deposit
Jumbo Traditional, Educational and Roth IRA Fixed-Rate Certificate Accounts
Make major plans for the future
- Read this first! Learn more about important information for new members, existing members and transfer options.
- $10,000 minimum deposit required to open this account
- Choose a term ranging from three to five years
- Your dividend rate never changes over the term, delivering consistent yields
- Save for retirement or education-related expenses
Generator Share Certificate Accounts
Flex your savings muscle
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- If you're just starting out, you can open an account with as little as $50
- Choose a term ranging from 12 to 36 months - with unlimited deposits
- The Generator1 option lets you start building your savings with unlimited deposits
17-Month Winter Share Certificate Special Offer
Move your money and earn more!
Move your money to a Share Certificate and you'll earn more on your money with higher dividend rates. Our Winter Share Certificate special offer gives you 4.05% APY* for 17-months with $1,000 minimum to open the account.
1 Certificate must be opened with a minimum $50.00 deposit; must maintain a minimum $50.00 balance to earn the advertised APY. Deposits are allowed in branch, through automatic direct deposits, and online (as transfers from another share). Penalties apply for early withdrawal; fees may reduce earnings on the account.
Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., a variety of Maryland counties including Prince Georges, St. Mary’s, Calvert and Charles, Northern Virginia and New Jersey, as well as overseas locations in the Netherlands, Belgium and Germany.