Money Markets are savings accounts with extra high yields. They're useful for short-term or long-term savings goals.
The more you save, the more you earn, the more you'll like it.
Premium Money Market Account Rates
When you're in the market for growth and easy access
Rates apply to the entire balance, not just the amount over the tier threshold.
| Dividend Rate Tiers | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0.01 - 2,499.99 | 0.797% | 0.80% |
| $2,500 - 19,999.99 | 0.797% | 0.80% |
| $20,000 - 49,999.99 | 0.847% | 0.85% |
| $50,000 and more | 0.995% | 1.00% |
Premium Plus Money Market Account Rates
Maintain a higher balance and receive a higher dividend
Rates apply to the entire balance, not just the amount over the tier threshold.
| Dividend Rate Tiers | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0.01 - $99,999.99 | 0.847% | 0.85% |
| $100,000 and more | 1.094% | 1.10% |
The Money Market Account rates stated are variable and may change at any time. Fees may reduce earnings on the account. Dividends are compounded and credited monthly. The minimum balance to open and maintain an account is $1,000; a low balance fee applies if the account balance falls below $1,000. The excess transaction fee applies if you make more than six transfers or withdrawals from your money market account in a calendar month.
Legacy Market and Traditional and Roth IRA Money Market accounts are no longer available for new accounts. This is applicable to those accounts opened prior to May 18, 2020. View Legacy Money Market Rates.
Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., a variety of Maryland counties including Prince Georges, St. Mary’s, Calvert and Charles, Northern Virginia and New Jersey, as well as overseas locations in the Netherlands, Belgium and Germany.