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Andrews Federal Credit Union
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Money Market Rates

Give your savings a strong boost in the right direction.

The more you save, the more you earn, the more you'll like it.

Money Markets are savings accounts with extra high yields. They're useful for short-term or long-term savings goals.

Premium Money Market Account Rates

When you're in the market for growth and easy access

Rates apply to the entire balance, not just the amount over the tier threshold.

Dividend Rate Tiers Dividend Rate Annual Percentage Yield (APY)
$0.01 - 2,499.99 0.797% 0.80%
$2,500 - 19,999.99 0.797% 0.80%
$20,000 - 49,999.99 0.847% 0.85%
$50,000 and more 0.946% 0.95%
 
Rates are current as of October 02, 2022. Rates stated are variable and may change at any time. Fees may reduce earnings on the account. Dividends are compounded and credited monthly. Excess transaction fee applies if you make more than six transfers or withdrawals from your money market account in a calendar month. The minimum balance to open and maintain an account is $1,000; a low balance fee applies if the account balance falls below $1,000. 

Premium Plus Money Market Account Rates

Maintain a higher balance and receive a higher dividend 

Rates apply to the entire balance, not just the amount over the tier threshold.

Dividend Rate Tiers Dividend Rate Annual Percentage Yield (APY)
$0.01 - $99,999.99 0.847% 0.85%
$100,000 and more 1.094% 1.10%
 
Rates are current as of October 02, 2022. Rates stated are variable and may change at any time. Fees may reduce earnings on the account. Dividends are compounded and credited monthly. Excess transaction fee applies if you make more than six transfers or withdrawals from your money market account in a calendar month. The minimum balance to open and maintain an account is $1,000; a low balance fee applies if the account balance falls below $1,000. 

Prestige Money Market Account Rates

Earn even more on balances consistently above $200,000 

Rates apply to the entire balance, not just the amount over the tier threshold.

Dividend Rate Tiers Dividend Rate Annual Percentage Yield (APY)
$0.01 - $199,999.99 0.847% 0.85%
$200,000 and more 1.144% 1.15%
 
Rates are current as of October 02, 2022. Rates stated are variable and may change at any time. Fees may reduce earnings on the account. Dividends are compounded and credited monthly. Excess transaction fee applies if you make more than six transfers or withdrawals from your money market account in a calendar month. The minimum balance to open and maintain an account is $1,000; a low balance fee applies if the account balance falls below $1,000. 

The Money Market Account rates stated are variable and may change at any time. Fees may reduce earnings on the account. Dividends are compounded and credited monthly. The minimum balance to open and maintain an account is $1,000; a low balance fee applies if the account balance falls below $1,000. The excess transaction fee applies if you make more than six transfers or withdrawals from your money market account in a calendar month.

Legacy Market and Traditional and Roth IRA Money Market accounts are no longer available for new accounts.  This is applicable to those accounts opened prior to May 18, 2020. View Legacy Money Market Rates.

Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia, and New Jersey, as well as overseas locations in the Netherlands, Belgium, and Germany.