Home Equity Loans and Lines of Credit

You work hard to make your mortgage payments, now let your home, or elsewhere reward you.
  • Receive an introductory rate of 1.90% APR* for the first 6 months with a HELOC1
  • Take advantage of the value in your home
  • Tackle home improvement projects or make big purchases
  • Borrow up to $350,000
  • Save money with low interest rates

You could remodel a room. Or reshape your future.

With an Andrews Federal Credit Union Home Equity Line of Credit (HELOC) or Loan, there are no strings attached. While it's the value of your home that gives you access to money at a low cost, nothing says you have to spend it on a no-frills improvement project. So go ahead and pay for college, travel the world, kick-start a new business, or knock a few key items off your bucket list.

Fund life's big moments with your home's equity

Sometimes life comes at you harder than you expect. Home equity funds are a good way to cover unexpected expenses and big medical bills, or to consolidate other higher-rate debt. There's something to be said for buying a little peace of mind.

Home Equity Loan

Sometimes you need a big chunk of money right away. A Home Equity Loan puts thousands of dollars in your hands right off the bat to tackle big-ticket projects, purchases, and expenses.

  • Fixed-rate loan
  • Interest rates as low as 4.49% APR*
  • 15-year repayment period
  • Borrow up to 95% of your home’s value (minus the amount remaining on your mortgage)2
  • Loan amounts $25,000 to $350,000

Home Equity Line of Credit (HELOC)

Take advantage of the value in your home with a HELOC to tackle home improvement projects, consolidate debt, pay for educational expenses, make big purchases and more. A HELOC gives you easy access to the funds you need to make those things a reality.

  • Receive an introductory rate of 1.90% APR* for the first 6 months1
  • Variable rates as low as WSJ Prime Rate APR after the introductory period
  • Borrow up to 95% of your home’s value (minus the amount remaining on your mortgage)3
  • Access money when you need it through Online and Mobile Banking
  • Credit Lines of $25,000 to $350,000

Auto Smart

Scope out a brand new set of wheels and enhanced peace of mind.

View our Auto Smart car selection.

$13,405,796 - Total member benefit arising from lower interest rates on loan products.