Vehicle Loans

Need a ride? Choose where to go.
  • Shop for your dream car
  • Affordable monthly payments
  • Save hundreds of dollars a month by refinancing

Highways, byways, or waterways. You should travel your way.

Everyone needs a reliable way to get around. Whether you're looking to commute to work within Washington D.C., Maryland, Virginia, New Jersey or beyond, transport the kids, explore the world or take to the water, our low-cost vehicle and watercraft loans can put you in whatever type of transportation is required to get where you want to go.

Finance anything that runs on four wheels

  • Low rates keep your monthly payments under control
  • Flexible loan terms give you up to 84 months to repay
  • Protect your investment for just a few dollars extra

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Getting there could be a lot more fun

  • Financing for new and used boats, motorcycles, and RVs
  • Low interest rates can save you hundreds on interest charges
  • Get pre-approved before you go to the dealer

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Trade in your old financing for something less expensive

  • Save money on interest with a lower rate
  • Reduce those expensive monthly payments
  • Switch to a shorter or longer loan payment period

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Yes, we offer Major Mechanical Protection (MMP). The cost varies depending on the plan type and vehicle.

If you purchased GAP from your dealership, you should contact them directly to file your claim. If you purchased from us or, we will file the claim on your behalf. To do so we will need documentation from your insurance provider including the market valuation report, the total loss settlement statement, settlement check, cause of loss letter (if purchase from us) and the police report if applicable. This info can be faxed to 301-702-5323 or emailed to [email protected]. Make sure that you have a valid email address on file with us so that our communications can be received.

We allow 10 days for the payoff funds to clear before mailing your title release documents to the mailing address on file. This should be kept with your title to show that there is no longer a lien against it.

No, you are welcome to apply for a loan before you've become a member. Once you've been approved for the loan, membership is required($5 minimum in Savings) for the loan to be disbursed.

You can apply for a loan online by selecting the "Apply for a Loan" option which is listed at a "Common Task" under the "Borrow" section of this website.

You can pay any type of loan. However, the loan must not be past due by 45 days, or more.

Anyone with a Loan or Visa with Andrews Federal can create a login and password. You may also choose not to create a login or password. Instead, you may make a one time payment; the system will not store your information.

A confirmation email will be sent when you make a loan payment online. 

Log into digital banking and go to 'Loan Services', then go to 'Make a Loan Payment', and choose the frequency of the payment and start date.

Auto Smart

Scope out a brand new set of wheels and enhanced peace of mind.

View our Auto Smart car selection.