Refer a Friend

When you refer a friend or family member to Andrews Federal, you can each get $50!*
  • Spread the word to family and friends
  • You'll get $50* when they open a new checking account with a debit card

Share the news and give yourself – and your friend – an extra bonus!

Put a little extra cash in your pocket by referring friends and family members to Andrews Federal. You’ll earn a $50 cash bonus for every friend or family member who signs up for a new checking account, and your friend will also receive a $50 cash bonus!


How it works

For You

Tell your friends and family about your great banking experience with Andrews Federal Credit Union! Then submit the form below to make sure that you both get your $50 referral bonus!

For Them

Complete the three simple steps to receive your $50 bonus. 

  1. Complete the form and come in to a branch to open a new checking account with a debit card.
  2. Enroll in Digital Banking.
  3. Make three or more purchases with the debit card. 

Make sure that your referred family member or friend gives us your name as the referral during the account opening process.

For Both of You

Once the offer terms are met, you will each receive $50 credited to your Andrews account! There’s no limit to the number of friends you can refer. 


Our routing number is 255074111.

Members may obtain 1 free Official Check per day. Any additional Official Checks are $5.00 each.

Our employer groups include:

  • Active Military; Joint Base MDL
  • Active Military; Overseas (Netherlands, Belgium, Germany)
  • Adams-Burch Inc.; Tuxedo MD
  • Agape Christian Fellowship Church; Burlington NJ
  • Allentown Apartment Employees
  • Allstate Invest
  • American Consumer Council (ACC)
  • American Legion #248
  • American Legion #259
  • Andrews Federal Board Member/Volunteer
  • Andrews Federal Employees
  • Andrews Federal Tenants; Suitland MD
  • Andy Stern's Office Mart; Rockville MD
  • Antenna Research Associates; Rockville, MD
  • Atlantic Mechanical Systems; Cinnaminson NJ
  • Atlantic Medical Imaging; Mt.Laurel NJ
  • Attends school in D.C. (DC Charter)
  • B & B Security Consultants; Washington DC
  • Bendix
  • Benelli USA; Accokeek MD
  • Beretta USA Corporation; Accokeek MD
  • Beulah Baptist Church; Washington DC
  • Beverly National Cemetery; Beverly NJ
  • BOD/Volunteer Family Member
  • Boy Scouts of America
  • Brown & Company; Arlington VA
  • Burlington Coat Factory; Burlington NJ
  • Burlington Coat Factory; Washington, D.C.
  • Burlington County Municipal; Burlington NJ
  • Burlington Military Affairs Committee; Mt. Holly NJ
  • Burlington OB/GYN Association
  • Car Center of Waldorf; Waldorf MD
  • Car-Life Enterprises Inc; LaPlata MD
  • Chaney Enterprises; Waldorf MD
  • Checkmart
  • Cherry Hill Chamber of Commerce; Cherry Hill NJ
  • Christ Kingdom Church; Bowie MD
  • Christ Redeemer Catholic Church; Mt. Holly NJ
  • Christian Unity Baptist Church; Waldorf MD
  • Church of the Great Commission; Camp Springs MD
  • City of Newark Employees; Newark NJ
  • City of Seat Pleasant; Seat Pleasant, MD
  • Civilian Family
  • Civilian or DoD; Joint Base MDL
  • Clinton Healthcare; Clinton, MD
  • Colony South Hotel; Clinton MD
  • Comcast; Captiol Heights MD
  • Comcast; Lanham MD
  • Comcast; Largo MD
  • Comcast; Silver Spring MD
  • Comcast; Waldorf MD
  • Cream O'land Dairy; Florence NJ
  • Cutting Edge Barber Shop; Brown Mills NJ
  • D.R. White Realtors; Haddon Heights, NJ
  • Darcars
  • Disabled American Veterans
  • Doctors On Sight; Waldorf MD
  • Ebenezer AME Church; Fort Washington MD
  • Epilepsy Foundation of NJ; Trenton NJ
  • EXIT Buyers Plus Realty; Burlington NJ.
  • Facilities Plus
  • Fairfax Medical Laboratories Inc; Fairfax VA
  • Family Member (of current member, DC branches)
  • Family Member (of current member, MD branches)
  • Family Member (of current member, NJ branches)
  • First Light Home Care; Springfield, VA
  • First Priority Tours Inc; District Heights MD
  • Forestville Health & Rehabilitation Center; Forestville MD
  • Fort Washington Health & Rehabilitation Center; Fort Washington MD
  • Freedom Way Missionary Baptist Church; Capitol Heights MD
  • Fulcrum International Inc.; Landover MD
  • Gardner Shugart Middle School PTSA; Temple Hills MD
  • Gaylord National Resort & Convention Center; Oxon Hill MD
  • Goodwin House; Alexandria VA
  • Goodyear Auto
  • Gospel of Christ Ministries Inc; Mt Holly NJ
  • Government Movers; Brentwood MD
  • Graham Packaging Company; Bordentown NJ
  • Greater Mt. Nebo AME Church; Bowie MD
  • Greater Trenton Community Mental Health Center; Trenton NJ
  • Heads Up; Washington DC
  • Henson Valley Montessori School; Temple Hills MD
  • Hope Christian Church; Bowie MD
  • IKON  Office Solutions; Alexandria VA
  • Impressions Physical Therapy; Camp Springs, MD
  • In Programs of Mercer County; Lawrence Township NJ
  • International Free Pentecostal Church; Willingboro NJ
  • International House of Pancakes; Forestville MD
  • International House of Pancakes; Temple Hills MD
  • International House of Pancakes; Waldorf MD
  • IOF
  • J & E Associates Inc; Silver Spring MD
  • Janjer Enterprises Inc; Silver Spring MD
  • JC Penney; Springfield VA
  • Jerusalem AME Church; Clinton MD
  • John Koons III Inc; Marlow Heights MD
  • Joseph Philips Green; Fort Washington MD
  • Kelly H.V.A.C. Inc; Upper Marlboro MD
  • Ken Dixon Chevrolet-Buick; Waldorf MD
  • Knights Protective Service; Capitol Heights MD
  • Kohl's Department Store; Bowie MD
  • Kohl's Department Store; Severna Park MD
  • Kohl's Department Store; Waldorf MD
  • Kohl's Department Store; Westhampton NJ
  • Laurel Lincoln Mercury
  • Liberty Square Plaza; Burlington NJ
  • Liberty Tax Service;Waldorf, MD
  • Lincoln Tech
  • Lives in D.C. (DC Charter)
  • Living Word Bible Fellowship; Upper Marlboro MD
  • Marine Corps Aviation Association; Quantico VA
  • Marion Catholic Club; Cherry Hill NJ
  • Marlboro Meadows Baptist Church; Upper Marlboro MD
  • Marshall's Funeral Home
  • Maryland Orthopedic Rehab Service
  • Mature Focus
  • Maximus; Landover MD
  • MBS, Inc.; Forestville, MD
  • Military
  • Military - Enlisted
  • Military - Officers
  • Military Travel Corp
  • Miller Ford/Subaru; Mt. Holly NJ
  • Montgomery Wards
  • Morgan Bus Tours Inc; Upper Marlboro MD
  • Mount Holly Sewage Authority; Mt. Holly NJ
  • Mt. Victory Baptist Church; Seat Pleasant MD
  • Nation Auto of Marlow Heights; Temple Hills MD
  • National Association of Pediatric Nurse Practitioners; Cherry Hil l NJ
  • Naval Communication Unit
  • New Chapel Baptist Church & Christian Academy;Camp Springs MD
  • New Jersey Air National Guard
  • New Jersey Army National Guard
  • New Jersey Association of Corrections; Trenton NJ
  • New Jersey Department of Defense; Fort Dix NJ
  • New Jersey Mature Focus
  • New Jersey State Employees (Lisbon); New Lisbon NJ
  • New Jersey State Employees (Mercer Co.); Mercer County NJ
  • New Lisbon Development Center, New Jersey
  • Northern Virginia Temp
  • Noslot Cleaning Service; Waldorf MD
  • Nova Medical Specialties/B. Braun Med; Cherry Hill NJ
  • Old Navy; Waldorf MD
  • Orange Hunt Estates Civic Assoc; Springfield, VA
  • Ourisman Inc.
  • Passport Nissan
  • Pepsi Cola; Cheverly MD
  • Petco Waldorf; Waldorf MD
  • Prince George's County Bar Association
  • Prince Georges Chamber of Commerce; Lanham MD
  • Prince Georges County Association of Realtors; Landover MD
  • Princeton Elementary School; Camp Springs MD
  • Quality Child Care Inc; Oxon Hill MD
  • Radio Tech Commission
  • Retired Military;  Overseas (Netherlands, Belgium, Germany)
  • Retired Military; Joint Base MDL
  • Rimtec Corporation; Burlington NJ
  • Rogers Refrigeration; Marlow Heights MD
  • Sally Beauty Supply
  • Sam's Club, Landover
  • Sam's Club; Delran NJ
  • Sam's Club; Waldorf MD
  • Sanford-Brown Institute; Landover MD
  • Sawyer Realty Holdings; College Park, MD
  • Seed of Righteousness Child Care Development Ctr; Camp Springs MD
  • ServiceMaster NCR; Alexandria, VA
  • Shalom Ministries Christian Center; Fort Washington MD
  • Sheehy Ford; Suitland, MD
  • Singleton & Bardowski; Washington DC
  • So Others Might Eat; Washington DC
  • Social Security Administration; Camp Springs MD
  • Somerset Prep; Washington, DC
  • Southern Management Corporation; Vienna VA
  • Southern Maryland Association of Realtors
  • Southern Maryland Hospital; Clinton MD
  • Spirit of God Deliverance Church; Temple Hills MD
  • St. Ann's Infant and Maternity Home; Hyattsville MD
  • St. Lawrence Rehabilitation Center; Lawrenceville NJ
  • St. Luke Institute
  • Starlight Medical
  • Tech Education Center
  • The Association of  the Severely Handicapped (TASH); Washington DC
  • The Sanctuary at Kingdom Square; Capitol Heights MD
  • Time Bridge Tech
  • Trenton Psychiatric Hospital; Trenton NJ
  • Trentonian Inc; Tenton NJ
  • Tri-County Youth Services Bureau Inc; Waldorf MD
  • Trifax Corporation
  • U.S. Bankruptcy Court; Trenton NJ
  • U.S. Postal Service; Burlington NJ
  • Union Bethel AME Church Bethel House & Focus; Brandywine, MD
  • United Association of Cosmotological Enterprises; Suitland MD
  • United Cerebral Palsy Associations of NJ; Trenton NJ
  • United Janitorial Service
  • United States Soldiers and Airmen Home; Washington DC
  • US Department of Defense
  • Vinson Hall Corporation; McLean VA
  • Visions Hair Salon; Mt Laurel, NJ
  • Wal-Mart; Clinton MD
  • Waldorf Dodge; Waldorf MD
  • Waldorf Ford; Waldorf MD
  • Waldorf Toyota
  • Washington Homes; Landover MD
  • Washington Sports & Entertainment; Landover MD
  • Way of Life Church
  • White Plains Community
  • Whitehall Square Apartments
  • Works in D.C. (DC Charter)
  • Worships in D.C. (DC Charter)
  • YMCA of Burlington County; Mt. Laurel NJ
  • Zip Mailing Services; Landover MD

Members may cash in coins at any one of our branch locations.

You will need two forms of state-issued identification, including one primary form such as a state-issued ID, Passport, and/or Military ID. The second form of identification can be a Social Security card, Student ID, Birth Certificate, Permanent Resident Card, Auto Insurance Card, and/or a Credit Card. If your state-issued identification does not have your current physical address, you will need to show proof of current address with another form of identification, such as current utility bill or current bank or mortgage statement.

You must retain a minimum of $5 in your base share savings account. 

Yes, at our Maryland branch locations only.

Credit unions and banks are both financial institutions but there are significant differences in how they are operated. Banks are owned by shareholders. Their Boards of Directors are paid employees. They are for-profit institutions. Credit Unions are owned by their members and their Boards are volunteer. They are non-profit which means any profits made are returned back to the member in the form of lower rates and fees.

We award ten $2,000 college scholarships and ten $500 Summer Camp Awards annually. Applications for these programs are typically accepted in the first quarter of each year.

Yes, through the CO-OP Shared Branch Network, Andrews Federal members will be able to complete some of the same transactions as if they were at an Andrews Federal branch. Guest members from other credit unions may access their accounts at our military base locations only. We have suspended service for non-Andrews credit union members at all other branch locations.

We exchange foreign currency at our overseas locations.

You may visit any of our branches, along with proof of name change. Such as marriage certificate, SSN card, or government issued document. You may also send a secure message through digital banking and a representative will review and follow up with you shortly.

Rewarding Checking

Kasasa Cash Checking
We’re always looking for ways to give you more. That includes our outstanding checking options powered by Kasasa. With Kasasa Cash Checking, you can earn higher dividends on your checking account balances — up to 6.00% APY. And, you’ll continue to have access to all the best benefits that come standard with Andrews Federal membership, including Early Direct Deposit, mobile check deposits, Digital Banking access and more.

Now offering members the option to choose high yield or cash back with new checking accounts powered by Kasasa.