Kasasa Cash Back® Checking

Earn Rewards on your Debit Card Purchases
  • Earn 3.00% cash back on debit card purchases1
  • No monthly maintenance fees
  • No minimum balance requirement to open 
  • Up to $25 in ATM withdrawal refunds monthly
Kasasa accounts only available to Andrews Federal Credit Union members in the 50 United States and Washington D.C. region.

Make Your Shopping More Rewarding

Choose our free Kasasa Cash Back1 checking account and earn cash back on debit card purchases — plus refunds on ATM withdrawal fees.*

Kasasa Cash Back® Checking

Free Checking that Pays You Back

  • Get 3.00% cash back on debit card purchases
  • Earn on all types of purchases - no category restrictions 
  • Cash back earned on up to $300 in monthly purchases   
  • Earn as much as $108 cash back per year with a cap of $9 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
  • Link to free Kasasa Saver® to build savings automatically
  • No monthly maintenance fee 
  • No minimum balance to earn rewards 
  • $0 minimum deposit to open 

Qualifications to Earn Cash Back 

To earn your monthly rewards, you must have met all the following qualifications for the month. 

  • At least 15 debit card purchases. ATM withdrawals are not included.
  • At least one direct deposit or ACH transaction
  • Be enrolled in and agree to eStatements 

All your transactions and activities must have been processed before the end of the month to count toward your qualifying transactions. If you don’t meet these qualifications for the month, — your account is still free. You’ll continue earning rewards the very next cycle that you qualify. 

Ready to switch to a Kasasa Cash Back Checking Account?

Do you already have a current Andrews Federal checking account? It's easy to switch to a Kasasa Cash Back checking account. Send our team a Secure Message in Digital Banking, and we'll help you switch your current checking account a new Kasasa Cash Back account.

Additional Account Features

Added Convenience

You get more with our free Kasasa Cash Back® Checking account. In addition to earning great rewards, you get all the benefits that come standard when you choose Andrews Federal for your checking account. 

  • Get paid one day early with our free Early Direct Deposit service.2
  • Connect your Contactless Visa® Debit Card to your smartphone’s Digital Wallet for touchless one-tap payments.
  • Make quick, on-time payments using Bill Pay in Digital Banking or our Mobile App.
  • Manage and move money with our user-friendly Mobile App.
  • Use your mobile device camera and our app to deposit checks from anywhere
  • Use Zelle® to send or receive money electronically to anyone you trust.
  • Send money internationally with Wise.
  • Opt-in to free electronic monthly statements.
  • Access cash through the CO-OP ATM network, which offers more than 30,000 no-fee ATMs, covering all 50 states and 10 countries.3


To place a freeze on your debit card, log into digital banking and go to 'Card Services', and then go to 'Card Management', and go to Enable/Disable Card. 

Sign your name on the back of the check and write "For Mobile Deposit to Andrews Federal". Then, log into the Andrews Federal mobile app and tap 'Deposit Check'; place your check on a flat, dark surface, tap the camera icon, and follow the prompts. 

Log in to Digital Banking and send us a Secure Message with one of two Kasasa checking dropdown options. View other contact methods.

No, you have to switch accounts.

Our routing number is 255074111.

To reset the PIN on your debit card call 1.866.985.2273.

Log in to Digital Banking, and go to the Account Services/Re-Order Checks.

Yes, complete the "Authorization for Direct Deposit to Andrews Federal Credit Union" form located in the "Learn" section of this website and return it to your employer or to the agency responsible for your payments.

ATM fee rebates/refunds are available with our Military Forces Checking Account, our Kasasa Cash Checking and our Kasasa Cash Back Checking.

When you open a Share Certificate, you can open it with a zero balance. You then have 10 days to fund your account. Click here for more details about the Share Certificate funding process. 

You can send money from another institution to Andrews Federal by logging into your account with the other institution and submitting a request there. You cannot initiate a request from your Andrews Federal account to another institution. Click here for more details about the Share Certificate funding process. 

You have 10 days to fund your Share Certificate. If your account is not funded within 10 days, it will be automatically closed and you will need to restart the process. Click here for more details about Share Certificate funding. 

Rewarding Checking

Kasasa Cash Checking
We’re always looking for ways to give you more. That includes our outstanding checking options powered by Kasasa. With Kasasa Cash Checking, you can earn higher dividends on your checking account balances — up to 6.00% APY. And, you’ll continue to have access to all the best benefits that come standard with Andrews Federal membership, including Early Direct Deposit, mobile check deposits, Digital Banking access and more.