Business Savings Accounts

Be ready when opportunity knocks or challenges arise.
  • Set aside money for future needs
  • Put your hard earned money to work and earn dividends on deposits
  • Link to checking account for overdraft protection

Have a five-year plan? It can't account for everything.

Nearly all businesses have an operating account for day-to-day money management. But financially savvy owners and executives also have a savings account they can draw from when they need extra cash, have unexpected costs, or finally green-light those big expansion plans.

There's something to be said for adding a revenue source

Make your bottom line look better

  • $5 minimum opening deposit
  • No monthly fees or minimum balance required
  • Earn competitive dividends when your balance goes above $100
  • Link to your business checking account as overdraft protection
  • You're eligible if your business address is within a 50-mile radius from any of our locations

We can’t wait to make it official

To sign the dotted line, make sure you have the following documentation

  • Tax Identification Number
  • Social Security Number
  • Driver’s License or, Passport
  • Secondary Identification for signers
  • Certified copy of the Articles of Organization or Operating Agreement
  • Trade Name Registration (for DBA only)
  • Certification and valid photo identification for Beneficial Owners

Still Have Questions?

You are eligible if your business address is within a 50-mile radius from any Andrews Federal location. View our locations here.

We offer several business service solutions including, business savings accounts, business checking accounts, business lines of credit, business signature loans, commercial vehicle loans, and commercial mortgages. 

Generally, no. However, we do reserve the right to limit the amount, type or frequency of withdrawals or transfers from any of your accounts. If we do impose such a limit, we will disclose such in our Truth in Savings disclosure, and/or at the time you attempt to make your withdrawal or transfer.

Yes, similar to the way that FDIC insurance protects bank customers' deposits, the NCUA (National Credit Union Administration) protects credit union member deposits up to $250,000 for each individual depositor. For additional information about NCUA's share insurance, visit

17-Month Winter Share Certificate Special Offer

Move your money and earn more!

Move your money to a Share Certificate and you'll earn more on your money with higher dividend rates. Our Winter Share Certificate special offer gives you 4.05% APY* for 17-months with $1,000 minimum to open the account.

Andrews Federal members received over $12 Million in direct member benefits through lower fees, lower loan rates and higher deposit yields.