Your business is your life's work so it deserves the best possible checking account. Rest assured that your hard earned money will be safe and available when you need it. We have all of the features you need to run your business, whether it's a small shop or a multi-million enterprise.
Your business can't afford to give things away for free. Ours can.
Features that help you operate more smoothly
- There's no maintenance fee if you keep a balance of at least $100
- Complete up to 250 combined transactions per month for free1
- Set up alerts to stay in the know of your accounts
- Secure Night Drop Services available at select locations
Bump up your revenue by earning dividends
- There's no maintenance fee if you keep a balance of at least $5,000
- Complete up to 500 combined transactions per month for free1
- Competitive dividend rates paid on account balances
- Keep tabs on your cash flow
- Get alerts when there's activity on your account
- Use a secure night drop whenever you need it (certain locations)
Still Have Questions?
Log into digital banking, and go to the 'Account Services' menu, and then go to 'Re-Order Checks'.
To place a freeze on your debit card, log into digital banking and go to 'Card Services', and then go to 'Card Management', and go to Enable/Disable Card.
To order a replacement card, log into digital banking, and then go to 'Card Service', and go to 'Card Management', and go to 'Card Details' OR click/tap the card, and go 'Report Lost or Stolen'.
You can change your Debit Card PIN number by calling 866-985-2273 and answering a series of authentication questions. Visit a branch location, or call our Contact Center at 800-487-5500, to have your PIN sent in the mail; this typically takes about 7-10 business days.
Our routing number is 255074111.
If the check is drawn from an Andrews Federal account, the funds will be available on the first business day after we receive your deposit. If the check is a personal check from an outside institution, the first $225 will be available on or before the first business day after we receive the deposit. The remainder (up to $5,525) will be available no later than the 2nd business day after the day we receive your deposit, and the remaining funds over $5,525 will be available no later than the 7th business day after the day we receive your deposit. For more detailed information, please review our Funds Availability policy in the "Learn" section of this website.
Yes, Privilege Pay is our overdraft program that is offered at our discretion and allows you to withdraw more than your account balance for a short period of time in order to cover unexpected emergencies. In essence, we advance you the money you need to pay for the items by allowing your account balance to go temporarily negative. We charge you a $32.00 fee for each item cleared in this manner, although there is a cap to how much your account will be charged in Privilege Pay fees ($224.00/day and $750/month). We also offer an Overdraft Line of Credit, which is a loan product that is linked to your checking account and will automatically transfer available funds to cover any insufficient funds items that are presented for payment. Each such transfer to your checking is an advance against your Line of Credit and increases your loan balance. While there are no fees for the transfers themselves, you will pay interest on any outstanding Line of Credit balances. If you pay off the Line of Credit balance on the same day that it is advanced, you will not be charged any interest.
Log in to Digital Banking to place a stop payment. To stop a payment, log in and go to Account Services, select Stop Payment and submit a stop payment request. There is no fee to stop a check payment via Digital Banking.
Log into digital banking, and go to 'Account Services', and then select 'Stop Payment'.
1 Excess transaction fee applies per transaction above the monthly limit. “Combined Transactions” is the total number of deposits and withdrawals to your checking account in a month, including teller transactions, draft clearings, ACH transactions, wires, account transfers, check withdrawals, etc.
Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia and New Jersey, as well as overseas locations in the Netherlands, Belgium and Germany.