Merger Hub

Stronger Together 

Together, we’re building a stronger future for one mission with greater impact, while honoring what makes both Andrews Federal Credit Union and HUD Federal Credit Union exceptional. Our newest members will experience the trusted relationship and personalized, member-first service our members have relied on for years. 

At the same time, this strategic partnership brings one vision, one team, and one future together, delivering greater value, expanded access, and more opportunities for our combined members. With increased strength and shared purpose, we’re better positioned to support your financial journey and serve our communities today and for years to come.

Merger Hub 

Our Merger Hub is your central source for the latest updates and information as the partnership between Andrews Federal Credit Union and HUD Federal Credit Union progresses. We are committed to keeping you informed every step of the way, and this page will continue to evolve as key milestones are reached and new details become available. We encourage you to check back regularly for the most up-to-date information.

Member Communication 

From the Andrews Federal Credit Union Board Chair, Ken McKinney, on May 12, 2026

Dear Member,

On behalf of the Board of Directors, it is my pleasure to welcome you to Andrews Federal Credit Union. We are honored to have the members of HUD Federal Credit Union join the Andrews Federal family and look forward to serving you in this next chapter. 

We understand that your relationship with your credit union is personal and built on trust. During times of change, that trust matters even more. Our commitment is to make this transition as seamless as possible while continuing to provide the service, care, and support you deserve. 

For more than 77 years, Andrews Federal has been dedicated to helping members achieve financial well-being while supporting the communities we serve. We are proud to now extend that commitment to you and your family. In the near future, when we combine our systems, you will have access to an expanded range of products, services, and resources designed to support your financial goals today and in the future. 

We also recognize and value the strong relationships and history built through HUD Federal Credit Union. That legacy is important, and we are committed to building upon it with the same focus on people, service, and community that has always been at the heart of the credit union experience. 

Thank you for placing your trust in Andrews Federal during this transition. We are truly excited to welcome you and look forward to serving you for many years to come. 

Warm regards, 

Kenneth McKinney 
Chair, Board of Directors 
Andrews Federal Credit Union

Member Communication 

From the former HUD Federal Credit Union Board Chairman, Otis Collins, on May 6, 2026

Dear Member,

We are writing to share an important milestone in our history. To ensure you continue to receive the high level of service you deserve, HUD Federal Credit Union has officially merged into Andrews Federal Credit Union, effective today.

We chose Andrews Federal because they are a well-regarded institution that shares the same member-focused values that HUD Federal has upheld for years.

What does this mean for you right now?

There are no changes to your accounts, loans, or banking routines at this time. You may continue to use your accounts, visit your local branch, and work with the same dedicated staff you know and trust.

Looking Ahead

As you transition, Andrews Federal will provide you with expanded digital tools, a broader range or products, and a larger network of branches and ATMs. They are fully committed to maintaining the personalized service you expect. Steps have already been taken to ensure this transition is seamless and your service remains uninterrupted.

On behalf of the HUD Federal Credit Union Board of Directors, thank you for the trust you placed in us. It has been our distinct privilege to serve you. Please look for a formal welcome communication directly from Andrews Federal Credit Union. They are excited to begin their journey with you.

With appreciation,

Otis Collins
Former Board Chairman
HUD Federal Credit Union