Loan Resources

HUD Federal Credit Union Loans

We're here to support you every step of the way. Your loans and the service you rely on will remain unchanged while we carefully prepare for the next chapter together.

Apply for a Loan Transition Homepage

Auto Loans and Mortgages

Auto Loans

Drive with confidence knowing you have an auto loan at a great rate.

Rates as low as 3.99% APR for new vehicles and 4.60% APR for used vehicles
Borrow up to 125% of the purchase price
Loans up to 72 months
Contact us for other vehicle loans (motorcycles, RVs, boats, etc.)

Apply Now

Mortgages

Own a home, or refinance your existing home. Mortgage applications will go through Andrews Federal Credit Union.

Competitive rates
Terms up to 30 years
Easy online application processes
Fast decisions

Apply Now

Personal and Student Loans

Personal Loans

Loans to support you, whatever your next step may be.

Rates as low as 17.50% APR
Fixed rates terms from 24 to 60 months
Finance up to $25,000

Apply Now

Student Loans

Invest in creating a better future through education through Sallie Mae student loans¹.

Competitive interest rates
Options for associate’s, bachelor’s, master’s, certificate courses, and professional training
No origination fees or prepayment penalties

Apply Now

Account Types	As Low As APR*
New Auto Loans	3.99%
Used Auto Loans	4.60%
1st Mortgage	Click here for rates
Signature Loan	6.99%
Share Secured Loan	Share Rate + 3.00%

Account Types

New Auto Loans

As Low As APR*

3.99%

Used Auto Loans

As Low As APR*

4.60%

1st Mortgage

As Low As APR*

Click here for rates

Signature Loan

As Low As APR*

6.99%

Share Secured Loan

As Low As APR*

Share Rate + 3.00%

*APR = Annual Percentage Rates Rates are current as of . Starting rates are available to the most qualified applicants Rates are subject to change without notice Rates and terms may vary and are subject to change at any time and without notice. A $15,000 auto loan at 3.99% for 36 months would have monthly payments of $442.79.
† Indicates variable rate

*APRs shown are for members with excellent credit and may reflect rate discounts for additional credit union services. Your APR may be higher and is determined by our normal underwriting guidelines.

Rates are current as of August 1, 2026 and are subject to change. All loans subject to credit approval and membership eligibility. Other terms and restrictions may apply. Please email admin@hudfcu.org or call 202-863-2800 for additional details.

¹Sallie Mae Student Loans - We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank. HUDFCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

©2026 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.