HUD Federal Credit Union Everyday Banking Services

Everyday Banking Support You Can Count On

Managing your day-to-day finances should be simple, convenient, and dependable. Throughout the transition and beyond, you'll continue to have access to the essential banking services you rely on, including direct deposit, shared branching, debit card support, check reordering, and overdraft protection options. Our commitment to providing trusted service and helpful financial solutions remains unchanged, ensuring you can bank with confidence every step of the way.

• Our Andrews Federal Headquarters Branch, located at 5711 Allentown Road, Suitland, Maryland, provides a full-service teller experience, complete account servicing, and personalized financial guidance.
• The CO-OP Network provides access to thousands of credit union branches and ATMs nationwide. To find a location near you, text your ZIP Code to 91989 or visit co-opsharedbranch.org.
• Select Andrews Federal branch locations, including Fort Washington, Upper Marlboro, Henson Ridge, and Manchester Lakes, can assist with many of your banking needs during the transition. 

Lost Debit Cards & Check Reorders

• Call 1 (800) 449-7728 for lost card assistance
• Visit Deluxe to reorder checks 

Overdraft Opt-In

• Standard Overdraft Coverage (included with your account)
• Overdraft Protection Options (such as linking another account or a line of credit), which may cost less than standard overdraft fees

• We may authorize and pay overdrafts for:

  • Checks and other transactions using your checking account number
  • Automatic bill payments

• We do not authorize and pay overdrafts for the following unless you opt in:

  • ATM transactions
  • Everyday debit card transactions

• Payment of overdrafts is discretionary and not guaranteed. Transactions may be declined if we choose not to cover an overdraft.

  Standard Overdraft Fees

  • Up to $35 per overdraft paid
  • No fee if your account is overdrawn by $5 or less on a given day
  • No daily limit on total overdraft fees

• Opt In for ATM & Debit Card Overdraft Coverage

  To authorize overdraft coverage for ATM and everyday debit card transactions, call (202) 863-2800.

Direct Deposit

• Easily receive your paycheck - deposited electronically - from your employer 
• Your funds are available immediately
• No need to manage a paper check or visit a branch for a deposit