Loan Payments

Pay a HUD Federal Credit Union Loan

Your payment experience remains unchanged, allowing you to continue managing your loan and mortgage with confidence.

No Changes to Your Payments

Continue Paying as Usual

You can continue making your loan and mortgage payments the same way you always have. There have been no changes to the payment process during the transition.

EZ Car Care

Access your EZ Car Care membership to save money on vehicle maintenance and travel.

Access Account

Express Pay

Make your HUD FCU loan and credit card payments conveniently from another institution. (Additional charges apply.)

Make Payment

Access Your Mortgage Account

You can access your mortgage account to pay your bill and more.

Account Types	As Low As APR*
New Auto Loans	4.49%
Used Auto Loans	5.10%
1st Mortgage	Click here for rates
Signature Loan	7.49%
Share Secured Loan	Share Rate + 3.00%

Account Types

New Auto Loans

As Low As APR*

4.49%

Used Auto Loans

As Low As APR*

5.10%

1st Mortgage

As Low As APR*

Click here for rates

Signature Loan

As Low As APR*

7.49%

Share Secured Loan

As Low As APR*

Share Rate + 3.00%

*APR = Annual Percentage Rates Rates are current as of . Starting rates are available to the most qualified applicants Rates are subject to change without notice Rates and terms may vary and are subject to change at any time and without notice. A $15,000 auto loan at 3.99% for 36 months would have monthly payments of $442.79.
† Indicates variable rate

*APRs shown are for members with excellent credit and may reflect rate discounts for additional credit union services. Your APR may be higher and is determined by our normal underwriting guidelines.

Rates are current as of August 1, 2026 and are subject to change. All loans subject to credit approval and membership eligibility. Other terms and restrictions may apply. Please email admin@hudfcu.org or call 202-863-2800 for additional details.