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Discounted Auto Loan rates

May is Military Appreciation Month, and we’re honoring the proud men and women who serve our country with special offers.  Qualified applicants can get .25% off new and used auto loan rates, now through May 31. The same offer applies for those looking to refinance their current auto loan.

New & Used Car Purchases 

Count on us to keep your auto loan payments affordable when you get the car you want the most. Click to get pre-approved today.

Refinance Your Current Loan

Refinancing your auto loan could lower your rates, reduce your monthly payment, and help save you money. Refinance now.

Not a member?

It's easy to join Andrews Federal in just minutes when you apply for a loan

Table data for New and Used Auto Loans
 Rates effective 05-21-2018
New Auto1 APR as low as2 Payment Per
$1,000 Borrowed
Alert Me
36 months 1.64% $28.49 Apply Receive a notification when this rate changes
48 months 2.34% $21.85 Apply Receive a notification when this rate changes
60 months 2.74% $17.86 Apply Receive a notification when this rate changes
72 months3 2.99% $15.20 Apply Receive a notification when this rate changes
84 months4 3.99% $13.67 Apply Receive a notification when this rate changes
Used Auto1 Alert Me
36 months 1.99% $28.64 Apply Receive a notification when this rate changes
48 months 2.84% $22.07 Apply Receive a notification when this rate changes
60 months 2.99% $17.97 Apply Receive a notification when this rate changes
72 months3 3.49% $15.42 Apply Receive a notification when this rate changes
84 months4 4.49% $13.90 Apply Receive a notification when this rate changes
Late loan payments (10 days after due date) are subject to fee of 5% of payment or $25.00, whichever is greater.
  • 1A New Vehicle is a vehicle that is of the current or previous model year (up to a maximum of one year old) and is currently owned by the original owner of the vehicle. A Used Vehicle is a vehicle that is more than one model year old and/or is no longer owned by the original owner of the vehicle. Andrews Federal does not finance vehicles more than 10 model years old unless they are deemed a Classic vehicle.
  • 2APRs (Annual Percentage Rate) listed are the lowest available rates. Rates, terms and conditions vary based on creditworthiness and other qualifications and are subject to change. Minimum loan amount is $5000. Maximum loan amount is $150,000. Loan amount cannot exceed 120% of the MSRP or NADA value of vehicle. Existing Andrews Federal vehicle loans cannot be refinanced for these rates/terms unless you are financing an additional amount of $5000 or more plus the existing loan balance. Subject to credit and collateral approval. Payments per $1000 examples are based on a sample loan balance of $25,000 at the rate and term shown. Payment examples do not include optional insurance products.
  • 3Term of 72 months requires minimum loan amount of $18,000.
  • 4Term of 84 months requires minimum loan amount of $22,000.

We do business in accordance with the Equal Credit Opportunity Act. Must be a member of the credit union to open any loan account. For all loans, additional rates and terms are available for qualified applicants; rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change without notice. Rate reduction advertised effective 5/1/2018. Subject to credit and collateral approval. *Rate reduction is off our currently advertised New and Used Auto Loan rates; advertised rates will be discounted up to .25% during the offer period, not to exceed our floor rate of 1.39% Annual Percentage Rate (APR). Loan must be approved and disbursed between 5/1/2018 and 5/31/2018 in order to obtain discount. APR = Annual Percentage Rate. A New Vehicle is a vehicle that is of the current or previous model year (up to a maximum of one year old) and is currently owned by the original owner of the vehicle. Andrews Federal does not finance vehicles more than 10 model years old unless they are deemed a Classic vehicle. Minimum loan amount is $5,000. Maximum loan amount is $150,000. Loan amount cannot exceed 120% of the MSRP or NADA value of vehicle. Existing Andrews Federal auto loans cannot be refinanced for these rates/terms unless you are financing an additional amount of $5,000 or more plus the existing loan balance. Our field of membership includes Active Duty or Retired Military personnel (or their spouses, dependents or dependent survivors) of Joint Base Andrews, Joint Base McGuire-Dix-Lakehurst, and military installations in central Germany, Belgium, and The Netherlands; as well as over 200 employer groups throughout Maryland, Virginia and New Jersey. We also have nationwide membership eligibility through the American Consumer Council and anyone who lives, works, attends school or worships in Washington, D.C.

Free Mortgage Home Appraisal

May is Military Appreciation Month, and we’re honoring the proud men and women who serve our country with special offers.  Close, or refinance, your new mortgage loan and you'll get a free Home Appraisal.*

Buying a home is an important, and possibly life-changing, experience. 

An Andrews Federal Home Mortgage Loan can help make that dream a reality with payments that won't stretch your budget.

  • Quick application process
  • Jumbo financing available
  • New mortgage loans or mortgage refinance
  • Fixed & adjustable rates
  • First-time homebuyer
  • VA/FHA

Apply today to finance your new home, or refinance your current home loan.

Not a member?

It's easy to join Andrews Federal in just minutes. 

Rates effective 05-21-2018

Table data for Mortgage Rates
Conventional Loans
Rate
APR
Points
5/5 ARM 3.875% 4.348% 1.000%
5/1 ARM 3.750% 3.902% 1.000%
7/1 ARM 3.875% 3.962% 1.000%
10/1 ARM 4.125% 4.139% 1.000%
30 Year Fixed Rate 4.125% 4.302% 1.250%
15 Year Fixed Rate 3.500% 3.770% 1.000%
Jumbo Loans
Rate
APR
Points
Andrews Jumbo 30 Year 4.625% 4.776% 1.500%
Andrews Jumbo 15 Year 4.000% 4.183% 1.000%
Jumbo 5/5 ARM 4.625% 4.487% 0.000%

*Appraisal offer available for new mortgage applications received between 5/1/2018 and 6/30/2018 that are closed between 5/1/2018 and 6/30/2018. Cost of home appraisal performed as part of the mortgage application will be reimbursed to borrower up to a maximum of $500; additional closing costs may apply. Offer is effective as of 5/1/2018 and is subject to change without notice. Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. For current rates, visit our website at andrewsfcu.org.

Rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change. Must be a member of the credit union to open any loan account. Additional restrictions may apply. Rates and APRs are subject to change without notice. Our field of membership includes Active Duty or Retired Military personnel (or their spouses, dependents or dependent survivors) of Joint Base Andrews, Joint Base McGuire-Dix-Lakehurst, and military installations in central Germany, Belgium, and The Netherlands; as well as over 200 employer groups throughout Maryland, Virginia and New Jersey. We also have nationwide membership eligibility through the American Consumer Council and anyone who lives, works, attends school or worships in Washington, D.C.

Save for the future with Share Certificates

Hurry to take advantage of these limited-time only Share Certificate Specials. Open an account today with as little as $1,000, and you'll get our best share certificate rates. You'll be guaranteed an exact return on your savings as a result of fixed dividend rates. 

17-Month Certificate Special

Looking for a quicker return? Then select this great option with 2.25% APY1.

30-Month Certificate Special

Choose this certificate if you are saving for a longer term with a higher rate of 2.55% APY2.

Start Saving for the Future Today

Not a member? It's easy to join Andrews Federal in just minutes. Already a member? Log into online banking to open your new Share Certificate.

Table data for Special Certificate Rates
 Rates Effective 05-21-2018
Certificate Name Term Minimum to Open Dividend Rate Annual Percentage Yield (APY) Alert Me
Special 17-Month Share Certificate1 17 months $1,000.00 2.23% 2.25% Open
Special 30-Month Share Certificate2 30 months $1,000.00 2.53% 2.55% Open
The Generator3 12 months $50.00 0.40% 0.40% Open
The Generator3 24 months $50.00 0.45% 0.45% Open
The Generator3 36 months $50.00 0.55% 0.55% Open
Bump It Up Certificate4 24 months $1,000.00 1.00% 1.00% Open
Bump It Up Certificate4 36 months $1,000.00 1.25% 1.26% Open
Bump It Up Certificate5 48 months $1,000.00 1.45% 1.46% Open
  • 1Special 17-Month Certificate offer and stated APY available for a limited time only and may change at any time. APY effective April 30, 2018, is 2.25%; interest rate is 2.231%. Certificate has a $1,000 minimum and a $250,000 maximum balance. Must maintain a minimum $1,000 balance to earn the advertised APY. At maturity, all 17-Month Certificates will automatically renew at the 12-Month share certificate rate and term. Each individual member limited to one Special 17-Month Certificate during the promotional period.
  • 2Special 30-Month Certificate offer and stated APY also available for a limited time only and may change at any time. APY effective April 30, 2018, is 2.55% interest rate is 2.526%. Certificate has $1,000 minimum and a $250,000 maximum balance. Must maintain a minimum $1,000 balance to earn the advertised APY. At maturity, all 30-Month Certificates will automatically renew at the 24-Month share certificate rate and term. Each individual member limited to one Special 30-Month Certificate during the promotional period.
  • 3Certificate must be opened with a minimum $50.00 balance; must maintain a minimum $50.00 balance to earn the advertised APY. Deposits are allowed in branch, through automatic direct deposits, and online (as transfers from another share). Dividends are compounded and credited quarterly. Penalties apply for early withdrawal. Fees may reduce earnings.Deposits are insured up to at least $250,000 per individual depositor by NCUA. Click here for more information on share insurance coverage.
  • 4Bump It Up offer allows a one-time election to bump up your existing Bump It Up certificate rate to that of the currently advertised Fixed Rate Certificate of the same term; CD specials are excluded. Must exercise bump option prior to the maturity date of the certificate, otherwise bump option is forfeited. Certificate must be opened with a minimum $1000 balance; must maintain a minimum $1000 balance to earn the advertised APY/bumped APY. Dividends are compounded and credited quarterly. Penalties apply for early withdrawal. Fees may reduce earnings. Deposits are insured up to at least $250,000 per individual depositor by NCUA. Click here for more information on share insurance coverage.
  • 5Special 30-Month Certificate offer and stated APY also available for a limited time only and may change at any time. APY effective April 30, 2018, is 2.55% interest rate is 2.526%. Certificate has $1,000 minimum and a $250,000 maximum balance. Must maintain a minimum $1,000 balance to earn the advertised APY. At maturity, all 30-Month Certificates will automatically renew at the 24-Month share certificate rate and term.

Federally Insured by NCUA. APY = Annual Percentage Yield. Deposits are allowed in branch, through automatic direct deposits, and online (as transfers from another share account). Penalties apply for early withdrawal. Fees may reduce earnings. Deposits are insured up to at least $250,000 per individual depositor. 1Special 17-Month Certificate offer and stated APY available for a limited time only and may change at any time. APY effective April 30, 2018, is 2.25%; interest rate is 2.231%. Certificate has a $1,000 minimum and a $250,000 maximum balance. Must maintain a minimum $1,000 balance to earn the advertised APY. At maturity, all 17-Month Certificates will automatically renew at the 12-Month share certificate rate and term. Each individual member limited to one Special 17-Month Certificate during the promotional period. 2Special 30-Month Certificate offer and stated APY also available for a limited time only and may change at any time. APY effective April 30, 2018, is 2.55% interest rate is 2.526%. Certificate has $1,000 minimum and a $250,000 maximum balance. Must maintain a minimum $1,000 balance to earn the advertised APY. At maturity, all 30-Month Certificates will automatically renew at the 24-Month share certificate rate and term. Each individual member limited to one Special 30-Month Certificate during the promotional period. Must be a member of the credit union to open any deposit account. Our field of membership includes Active Duty or Retired Military personnel (or their spouses, dependents or dependent survivors) of Joint Base Andrews, Joint Base McGuire-Dix-Lakehurst, and military installations in central Germany, Belgium, and The Netherlands; as well as over 200 employer groups throughout Maryland, Virginia and New Jersey. We also have nationwide membership eligibility through the American Consumer Council and anyone who lives, works, attends school or worships in Washington, D.C.