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Hurry to take advantage of these limited-time only Share Certificate Specials. Open an account today with as little as $1,000, and you'll get our best share certificate rates. You'll be guaranteed an exact return on your savings as a result of fixed dividend rates. 

9-Month Certificate Special

Don't want to wait all year to see your money grow? With a 2.75% APY1, you won't have to!

55-Month Certificate Special

With an eye towards saving for the future, you're certain to accomplish those goals with a 3.05% APY2

17-Month Certificate Special

 Maintain a saving discipline with this option at 2.25% APY3.

30-Month Certificate Special

At 2.55% APY4, you'll be a savings sleuth in no time.

Start Saving for the Future Today

Not a member? It's easy to join Andrews Federal in just minutes. Already a member? Log into online banking to open your new Share Certificate.

Start Saving for the Future Today

Not a member? It's easy to join Andrews Federal in just minutes. Already a member? Log into online banking to open your new Share Certificate.

Table data for Special Certificate Rates
 Rates Effective 07-23-2018
Certificate Name Term Minimum to Open Dividend Rate Annual Percentage Yield (APY) Alert Me
Special 9-Month Share Certificate1 9 months $1,000.00 2.72% 2.75% Open
Special 55-Month Share Certificate2 55 months $1,000.00 3.02% 3.05% Open
Special 17-Month Share Certificate3 17 months $1,000.00 2.23% 2.25% Open
Special 30-Month Share Certificate4 30 months $1,000.00 2.53% 2.55% Open
The Generator5 12 months $50.00 0.40% 0.40% Open
The Generator5 24 months $50.00 0.45% 0.45% Open
The Generator5 36 months $50.00 0.55% 0.55% Open
Bump It Up Certificate6 24 months $1,000.00 1.00% 1.00% Open
Bump It Up Certificate6 36 months $1,000.00 1.25% 1.26% Open
Bump It Up Certificate6 48 months $1,000.00 1.45% 1.46% Open
  • 1Special 9-Month Certificate offer and stated APY available for a limited time only and may change at any time. APY effective July 5, 2018, is 2.75%; interest rate is 2.722%. Certificate has a $1,000 minimum and a $250,000 maximum balance. Must maintain a minimum $1,000 balance to earn the advertised APY. At maturity, all 9-Month Certificates will automatically renew at the 12-Month share certificate rate and term. Each individual member limited to one Special 9-Month Certificate during the promotional period. Penalties apply for early withdrawal; fees may reduce earnings on the account. Early withdrawal penalties (a penalty may be imposed for principal withdrawals before maturity): If your account has an original maturity of less than 24 months, we will charge a penalty equal to 90 days of dividends. If your account has an original maturity date of 24 months or greater, we will charge a penalty equal to 180 days of dividends.
  • 2Special 55-Month Certificate offer and stated APY available for a limited time only and may change at any time. APY effective July 5, 2018, is 3.05%; interest rate is 3.016%. Certificate has a $1,000 minimum and a $250,000 maximum balance. Must maintain a minimum $1,000 balance to earn the advertised APY. At maturity, all 55-Month Certificates will automatically renew at the 12-Month share certificate rate and term. Each individual member limited to one Special 55-Month Certificate during the promotional period. Penalties apply for early withdrawal; fees may reduce earnings on the account. Early withdrawal penalties (a penalty may be imposed for principal withdrawals before maturity): If your account has an original maturity of less than 24 months, we will charge a penalty equal to 90 days of dividends. If your account has an original maturity date of 24 months or greater, we will charge a penalty equal to 180 days of dividends.
  • 3Special 17-Month Certificate offer and stated APY available for a limited time only and may change at any time. APY effective April 30, 2018, is 2.25%; interest rate is 2.231%. Certificate has a $1,000 minimum and a $250,000 maximum balance. Must maintain a minimum $1,000 balance to earn the advertised APY. At maturity, all 17-Month Certificates will automatically renew at the 12-Month share certificate rate and term. Each individual member limited to one Special 17-Month Certificate during the promotional period.
  • 4Special 30-Month Certificate offer and stated APY also available for a limited time only and may change at any time. APY effective April 30, 2018, is 2.55% interest rate is 2.526%. Certificate has $1,000 minimum and a $250,000 maximum balance. Must maintain a minimum $1,000 balance to earn the advertised APY. At maturity, all 30-Month Certificates will automatically renew at the 24-Month share certificate rate and term. Each individual member limited to one Special 30-Month Certificate during the promotional period.
  • 5Certificate must be opened with a minimum $50.00 balance; must maintain a minimum $50.00 balance to earn the advertised APY. Deposits are allowed in branch, through automatic direct deposits, and online (as transfers from another share). Dividends are compounded and credited quarterly. Penalties apply for early withdrawal. Fees may reduce earnings.Deposits are insured up to at least $250,000 per individual depositor by NCUA. Click here for more information on share insurance coverage.
  • 6Bump It Up offer allows a one-time election to bump up your existing Bump It Up certificate rate to that of the currently advertised Fixed Rate Certificate of the same term; CD specials are excluded. Must exercise bump option prior to the maturity date of the certificate, otherwise bump option is forfeited. Certificate must be opened with a minimum $1000 balance; must maintain a minimum $1000 balance to earn the advertised APY/bumped APY. Dividends are compounded and credited quarterly. Penalties apply for early withdrawal. Fees may reduce earnings. Deposits are insured up to at least $250,000 per individual depositor by NCUA. Click here for more information on share insurance coverage.

Federally Insured by NCUA. APY = Annual Percentage Yield. Deposits are allowed in branch, through automatic direct deposits, and online (as transfers from another share account). Must be funded with new money OR the member must have a checking account, debit card, and direct deposit of $750 or more per month. Penalties apply for early withdrawal. Fees may reduce earnings. Deposits are insured up to at least $250,000 per individual depositor. Our field of membership includes Active Duty or Retired Military personnel (or their spouses, dependents or dependent survivors) of Joint Base Andrews, Joint Base McGuire-Dix-Lakehurst, and military installations in central Germany, Belgium, and The Netherlands; as well as over 200 employer groups throughout Maryland, Virginia and New Jersey. We also have nationwide membership eligibility through the American Consumer Council and anyone who lives, works, attends school or worships in Washington, D.C.

About Datatrac - About Datatrac - Datatrac is an independent, unbiased research firm that has monitored deposit and loan rates, fees and product features for over 25 years on more than 100,000 banking locations in America. Datatrac Great Rate Awards® certify that deposit and loan rates outperform the market average for comparable products. To learn more, please visit www.GreatRateAward.com. Datatrac Great Rate Awards® and data contained in this report are subject to a licensing agreement which may be viewed at www.datatrac.net/eula. Any other use is strictly prohibited. The analysis presented herein is the sole opinion of Datatrac and is based upon independent research conducted by Datatrac and its partners. Research is conducted on a reasonable efforts basis and may or may not represent all institutions or products in a market. Datatrac Great Rate Award® is a registered trademark of Datatrac. Copyright © 2018 Datatrac. Based upon an analysis of 126,643 banking locations in the United States as of 7/17/2018, Andrews Federal Credit Union’s 30 month share certificate at $10,000 outperformed the National average by 241%. 217% is the difference between the percent earned in interest between Andrews Federal Credit Union’s rate at 2.55% APY compared to 0.81% APY for the National market average over the life of a 30 month share certificate or certificate of deposit (CD) at $10,000 over 30 months. 

 

The Andrews Federal Magic Minute SweepstakesThousands of items. Grab ALL you can during the Andrews Federal Magic Minute Shopping Spree Sweepstakes!

One lucky Andrews Federal member will win an all expense paid trip to Chicago and a 60-second shopping spree in a Rewards warehouse. Here's how to enter to win:

  1. Register your Andrews Federal Visa® Titanium or Platinum Rewards credit card in online banking (credit card tab) or directly at CURewards.com (registration is required).
  2. Use your credit card three times a week for a chance to win an all expense paid trip to Chicago and a 60-second shopping spree in a Rewards warehouse. 

Swipe away! Every week you use your Andrews Federal Visa® Titanium or Platinum Reward card 3 times between June 4th and September 9th, you are automatically entered to win! 

The Andrews Federal winner will be selected on October 2nd

Don't have a Visa® Titanium of Platinum card? Apply today! 

CONSUMER DISCLOSURES: NO PURCHASE, ENTRY FEE OR CASH ADVANCE NECESSARY TO ENTER OR WIN. NON-PURCHASE ENTRIES AND PURCHASE ENTRIES HAVE AN EQUAL CHANCE OF WINNING.No entrant has yet won. Sweepstakes ends 9/9/18. Open to eligible credit cardholders who are legal residents of the 50 U.S., D.C. or Puerto Rico 21 or older who are enrolled in a participating Andrews Federal CURewards® Program. Sweepstakes is void in U.S. military bases outside the U.S. Sweepstakes is not open to Andrews Federal and PSCU employees and their family members. For complete Official Rules available from 6/4/18  visit CUMagicMinute.com/Andrews.

Eligible Andrews Federal cardholders who register their contact information on the CURewards® website at www.CURewards.com will receive one (1) entry for making a minimum of three (3) qualified purchases (Transactions routed to the issuer’s processor as signature transactions only), net of returns, charged to any of their participating credit union credit accounts during the Sweepstakes Period and will be entered into the Random Drawing. For each week of the Sweepstakes Period, if a cardholder makes a minimum of three transactions using their CURewards® program credit card, they will automatically earn an entry into the Random Drawing. For alternate entry, eligible cardholders will register their contact information online at: www.CURewards.com and will be required to answer the questions listed on the form regarding use of their credit union’s products and services. Survey questions are located on the Magic Minute website at: www.CUMagicMinute.com/Andrews. Limit fourteen (14) Entries per person regardless of method of entry. Void where prohibited. One (1) Grand Prize with an approximate retail value (“ARV”) of $9,000. Odds of winning are dependent on the total number of eligible entries received. SPONSORS: Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746 and PSCU, 560 Carillon Parkway, St. Petersburg, FL 33716. OPT-OUT: If you do not wish to receive future sweepstakes mailings from PSCU, please phone 1-800-654-7728 or write to PSCU P. O. Box 31216 Tampa, FL 33631. If you do not wish to receive future sweepstakes mailings from Andrews Federal Credit Union, please phone 1-800-487-5500 or write to Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746.

Federally Insured by NCUA. We do business in accordance with the Equal Credit Opportunity Act. Must be a member of the credit union to open any loan account. For all loans, additional rates and terms are available for qualified applicants; rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change without notice. Subject to credit and collateral approval. For current rates, click here.

Our field of membership includes Active Duty or Retired Military personnel (or their spouses, dependents or dependent survivors) of Joint Base Andrews, Joint Base McGuire-Dix-Lakehurst, and military installations in central Germany, Belgium, and The Netherlands; as well as over 200 employer groups throughout Maryland, Virginia and New Jersey. We also have nationwide membership eligibility through the American Consumer Council and anyone who lives, works, attends school or worships in Washington, D.C.