Promotions

Save

Save

Save

Save

Save

Save

Save

Save

Save

Save

Save

Save

Save

Save

4.99% APR* Balance Transfer Offer

How much money could you save?

It's a new year, which means time for new savings!  If you are determined to reduce your high-interest rate debt, we're here to help with our Balance Transfer Offer.  When you transfer balances to a Visa® Platinum Rewards or Simplicity credit card, you'll pay only 4.99% APR* on the life of the balance with no hidden balance transfer fees!   

  • 4.99% APR* Special Balance Transfer Offer†
  • NO Balance Transfer Fees
  • 4.99% APR* applies for the Life of the Balance
  • Visa Platinum Rewards or Simplicity Credit Card
  • December 1, 2017 through February 28, 2018

Not a member? Not a problem!

There are many ways you can join.  Learn more or apply for a Visa Platinum Rewards or Simplicity credit card now!

How Do I Transfer?

After activating your new credit card, log into online banking.

  1. Click the “Credit Card” tab.
  2. Under the “Services” tab, click on “Balance Consolidation”.
  3. Enter the name and address of the credit card company where you are transferring the balance from, your account number there, and the amount you want to transfer.

Table data for Visa Rewards Credit Cards
 Rates Effective 02-22-2018
Credit Limit APR Alert Me
Titanium Up to $50,000 6.99% (variable)1 Apply
Platinum Up to $50,000 8.99% (variable)2 Apply
Platinum Secured Up to $10,000 15.50% (variable)3 Apply
Business Up to $50,000 10.25% (variable) Contact Us
  • 1APR = Annual Percentage Rate. The variable rate margin is the prime rate plus 2.74%. Maximum APR is 18%. The Prime Rate Index used to determine your APR is the rate published in the Wall Street Journal on the 1st day of December and changes are effective as of the 1st day of your next billing cycle.
  • 2APR = Annual Percentage Rate. The variable rate margin is the prime rate plus 4.74%, 8.74%, 11.74% or 18% depending on your credit history. Maximum APR is 18%. The Prime Rate Index used to determine your APR is the rate published in the Wall Street Journal on the 1st day of December and changes are effective as of the 1st day of your next billing cycle.
  • 3APR = Annual Percentage Rate. The variable rate margin is the prime rate plus 11.25%. Maximum APR is 18%. The Prime Rate Index used to determine your APR is the rate published in the Wall Street Journal on the 1st day of December and changes are effective as of the 1st day of your next billing cycle.

Federally Insured by NCUA. We do business in accordance with the Equal Credit Opportunity Act.  The special offers are effective as of 12/1/2017 and are subject to change. *APR=Annual Percentage Rate. Rates, terms and conditions are determined based on the credit card type selected and  vary based on creditworthiness and other qualifications and are subject to change.  Subject to credit approval.  Additional restrictions may apply. For current rates, visit our website at andrewsfcu.org.

†4.99% APR and No Fee Balance Transfer Offer - Offer valid for new and existing Visa Platinum Rewards and Visa Simplicity cardholders. Visa Titanium Signature Rewards, Visa Secured Platinum and Visa Business Rewards are not eligible. The credit card must be approved, opened and disbursed between 12/1/2017 and 2/28/2018 (“promotional period”) in order to obtain the 4.99% APR which will apply to any balance transfers made during the promotional period until the balance is paid in full. This offer is non-transferable.  Special rates are valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards. You must transfer balances before February 28, 2018 for the promotional APR to apply.  If you transfer a balance after that date, we may still honor the balance transfer but you will not receive the promotional APR.  Instead, the standard APR for cash advances will apply.  Balance transfers or cash advances do not earn CURewards points. To the extent your payments exceed the minimum payment due each billing period, we will apply them to the balances with higher rates prior to the balances with lower rates.  Balance transfers are treated as and considered cash advances as described in your Credit Card Agreement, will begin to accrue finance charges from the date it is posted to your account, and is subject to credit availability. No grace period on cash advances and balance transfers. Amounts transferred are subject to your available credit limit. We are not required to honor a balance transfer request that will cause you to exceed your available credit limit. It may take up to three (3) weeks to post the balance transfer transaction. You should continue to make all required payments until you confirm that the balance transfer was made. Andrews Federal Credit Union will not be responsible for any finance charges or late fees incurred due to your nonpayment. If you transfer your entire balance in order to close an external account, you must contact the issuer directly.  We will not close your accounts with other financial institutions.

To receive any loan product, you must be a member of Andrews Federal Credit Union. Our field of membership includes Active Duty or Retired Military personnel (or their spouses, dependents or dependent survivors) of Joint Base Andrews, Joint Base McGuire-Dix-Lakehurst, and military installations in central Germany, Belgium, and The Netherlands; as well as over 200 employer groups throughout Maryland, Virginia and New Jersey. We also have nationwide membership eligibility through the American Consumer Council and anyone who lives, works, attends school or worships in Washington, D.C.

Save up to 42% with a Personal Loan

Members can save up to an average of $486** with a Personal Loan from Andrews Federal.  Now that the holidays are over, we can help you consolidate debt with a low-rate Personal Loan.  You'll get a rate lower than most credit cards and a fixed monthly payment to help pay off your debt quickly.  You'll save both time and money.

Signature Loans:

  • Rates as low as 6.99% APR*
  • Loan amounts up to $50,000
  • Fixed, affordable payments
  • Terms up to 84 months

Not a Member? Not a Problem!

It's easy to join Andrews Federal and share in the benefits of credit union membership.  Apply for your loan online and join today!

Apply today!

Table data for Personal Loan Rates
 Rates effective 02-22-2018
Unsecured, Bill Consolidation, Signature1 APR as low as2 Payment Per
$1,000 Borrowed
Alert Me
36 months 6.99% $30.88 Apply Receive a notification when this rate changes
48 months 7.39% $24.14 Apply Receive a notification when this rate changes
60 months 8.99% $20.77 Apply Receive a notification when this rate changes
72 months 9.49% $18.28 Apply Receive a notification when this rate changes
84 months 9.99% $16.61 Apply Receive a notification when this rate changes
Late loan payments (10 days after due date) are subject to fee of 5% of payment or $25.00, whichever is greater.
  • 1Minimum loan amount of $1000. Maximum loan amount of $50,000. For loan amounts less than $5000, there is a 48 month maximum term. Personal loan terms greater than 60 months requires a minimum loan amount of $10,000.
  • 2APRs (Annual Percentage Rate) listed are the lowest available rates. Rates, terms and conditions vary based on creditworthiness and other qualifications and are subject to change. Additional restrictions may apply. Subject to credit approval. Payments per $1000 examples are based on a sample loan balance of $10,000 at the rate and term shown. Existing Andrews Federal personal loans cannot be refinanced at the rates and terms shown unless you are financing an additional amount of $1000 or more plus the existing loan balance.

Federally Insured by NCUA. We do business in accordance with the Equal Credit Opportunity Act. *APR (Annual Percentage Rate) listed is the lowest available rate. Rate shown is effective as of 01/01/2018 and subject to change. Must be a member of the credit union to open any loan account. For all loans, additional rates and terms are available for qualified applicants; rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change without notice. Subject to credit and collateral approval. Additional restrictions may apply. Existing Andrews Federal loans cannot be refinanced at the rates and terms shown unless you are financing an additional amount of $1,000 or more plus the existing loan balance. For a $10,000 personal loan with a term of 36 months, your monthly payment would be $308.73. For current rates, visit our website at andrewsfcu.org. **Bank and credit union comparison personal loan rate and terms obtained from their respective websites as of December 8, 2017 and may change at any time. Comparison banks and credit unions were USAA, TD Bank, Citibank, PenFed Federal Credit Union and Sandy Spring Bank. Personal loan interest and total loan amount paid calculated on a 36 month term with $10,000 borrowed based on rates published. Our field of membership includes Active Duty or Retired Military personnel (or their spouses, dependents or dependent survivors) of Joint Base Andrews, Joint Base McGuire-Dix-Lakehurst, and military installations in central Germany, Belgium, and The Netherlands; as well as over 200 employer groups throughout Maryland, Virginia and New Jersey. We also have nationwide membership eligibility through the American Consumer Council and anyone who lives, works, attends school or worships in Washington, D.C.

Military Saves Week

In celebration of Military Saves Week, we have a special offer for you! Starting your savings plan is as easy as 1-2-3.

  1. SET A GOAL and take the Military Saves Pledge.
  2. OPEN A GENERATOR SHARE CERTIFICATE and build your savings monthly. This week only, you'll get a special rate of 0.75% APY† for 36 months. 
  3. And we'll MATCH your first $50* deposit. 

Open your new Generator Share Certificate between February 26 through March 3 in just a few clicks in online banking or visit your closest branch.

Not a Member? Not a Problem!

It's easy to join Andrews Federal and share in the benefits of credit union membership.  Open your account online in minutes!

Open Your Account Today

Saving to Achieve Your Goals Seminar

Join us for a special, free Military Saves Week free seminar about how to achieve your savings goals at our Allentown Road location on Thursday, March 1@ 6 pm.

Enroll today!

Federally Insured by NCUA. *Member must open a new Generator Share Certificate during the promotional period of February 26 through March 3, 2018 to qualify for the $50.00 Match Offer. Offer good for New Money Generator Share Certificates only; existing Generator Share Certificates are not eligible for the $50.00 Match Offer. $50.00 deposit will be credited to your Generator Share Certificate within 30 days of certificate opening. Offer is subject to change without notice. For additional certificate yields, visit andrewsfcu.org. †Special 0.75% APY Offer valid during the promotional period of February 26 through March 3, 2018.  APY (Annual Percentage Yield) listed is for the Generator Share Certificate 36 month term with a 0.75% annual percentage yield.  Annual percentage yield shown effective as of February 1, 2018 and subject to change. Must be a member of the credit union to open any deposit account. For all share certificates, additional rates and terms are available. Generator Share Certificate must be opened with a minimum $50.00 deposit; must maintain a minimum $50.00 balance to earn the advertised APY. Deposits are allowed in branch, through automatic direct deposits, and online (as transfers from another share). Dividends are compounded and credited quarterly. Penalties apply for early withdrawal. Fees may reduce earnings. Deposits are insured up to at least $250,000 per individual depositor by NCUA. Visit https://www.mycreditunion.gov for more information on share insurance coverage. Our field of membership includes Active Duty or Retired Military personnel (or their spouses, dependents or dependent survivors) of Joint Base Andrews, Joint Base McGuire-Dix-Lakehurst, and military installations in central Germany, Belgium, and The Netherlands; as well as over 200 employer groups throughout Maryland, Virginia and New Jersey. We also have nationwide membership eligibility through the American Consumer Council and anyone who lives, works, attends school or worships in Washington, D.C.