Visa Rewards Card & Premier Line of Credit Rates

Rates are current as of 10-17-2018.

Table data for Visa Rewards Credit Cards
 Rates Effective 10-17-2018
Credit Limit APR Alert Me
Titanium Up to $50,000 6.99% (variable)1 Apply
Platinum Up to $50,000 8.99% (variable)2 Apply
Platinum Secured Up to $10,000 15.50% (variable)3 Apply
Business Up to $50,000 10.25% (variable) Contact Us
  • 1APR = Annual Percentage Rate. The variable rate margin is the prime rate plus 2.74%. Maximum APR is 18%. The Prime Rate Index used to determine your APR is the rate published in the Wall Street Journal on the 1st day of December and changes are effective as of the 1st day of your next billing cycle.
  • 2APR = Annual Percentage Rate. The variable rate margin is the prime rate plus 4.74%, 8.74%, 11.74% or 18% depending on your credit history. Maximum APR is 18%. The Prime Rate Index used to determine your APR is the rate published in the Wall Street Journal on the 1st day of December and changes are effective as of the 1st day of your next billing cycle.
  • 3APR = Annual Percentage Rate. The variable rate margin is the prime rate plus 11.25%. Maximum APR is 18%. The Prime Rate Index used to determine your APR is the rate published in the Wall Street Journal on the 1st day of December and changes are effective as of the 1st day of your next billing cycle.

Table data for Premier Line of Credit
 
Credit Limit APR as low as Alert Me
$50,0001 11.50% (Variable)2 Apply Receive a notification when this rate changes
  • 1Minimum line amount for Overdraft Line of Credit is $1000. Minimum line amount for Premier Line of Credit is $5000.
  • 2APR (Annual Percentage Rate) is variable and based on the Wall Street Journal Prime Rate plus a margin, adjusted quarterly. The rate margin for the Overdraft Line of Credit is Prime plus 10.75%. The rate margin for the Premier Line of Credit is Prime plus 6.75%. Maximum APR is 18.00% for both the Overdraft and Premier Lines of Credit. Rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change. Additional restrictions may apply. Rates and APRs are subject to change without notice.