Visa Rewards Card & Premier Line of Credit Rates

Rates are current as of 01-23-2019.

Table data for Visa Credit Cards
 Rates Effective 01-23-2019
Credit Limit APR Alert Me
Titanium Up to $50,000 7.99% (variable)1 Apply
Platinum Up to $50,000 9.99% (variable)2 Apply
Simplicity Up to $50,000 8.99% (variable)3 Apply
Business Up to $50,000 11.25% (variable)4 Contact Us
  • 1APR = Annual Percentage Rate. The variable APR is the prime rate index, to which we add a margin of 2.74%. Maximum APR is 18.00%. The prime rate index used to calculate your APR is the Prime Rate published in the Wall Street Journal on the 1st day of December and changes are effective as of the 1st day of your next billing cycle.
  • 2APR = Annual Percentage Rate. The variable APR is the prime rate index, to which we add a margin of 4.74%; 8.74%; or 11.74%, depending upon your credit history. Maximum APR is 18.00%. The Prime Rate index used to calculate your APR is the prime rate published in the Wall Street Journal on the 1st day of December and changes are effective as of the 1st day of your next billing cycle.
  • 3APR = Annual Percentage Rate. The variable APR is the prime rate index, to which we add a margin of 3.74%; 7.74%; or 10.74%, depending upon your credit history. Maximum APR is 18.00%.The Prime Rate index used to calculate your APR is the prime rate published in the Wall Street Journal on the 1st day of December and changes are effective as of the 1st day of your next billing cycle.
  • 4APR = Annual Percentage Rate. The variable APR is the prime rate index, to which we add a margin of 6.00%. Maximum APR is 18.00%. The prime rate index used to calculate your APR is the Prime Rate published in the Wall Street Journal on the 1st day of December and changes are effective as of the 1st day of your next billing cycle.

Table data for Premier Line of Credit
 January 1, 2019
Credit Limit APR as low as Alert Me
$50,0001 12.00% (Variable)2 Apply Receive a notification when this rate changes
  • 1Minimum line amount for Overdraft Line of Credit is $1000. Minimum line amount for Premier Line of Credit is $5000.
  • 2APR (Annual Percentage Rate) is variable and based on the Wall Street Journal Prime Rate plus a margin, adjusted quarterly. The rate margin for the Overdraft Line of Credit is Prime plus 10.75%. The rate margin for the Premier Line of Credit is Prime plus 6.75%. Maximum APR is 18.00% for both the Overdraft and Premier Lines of Credit. Rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change. Additional restrictions may apply. Rates and APRs are subject to change without notice.