Vehicle Loans

When buying a vehicle, you can count on Andrews Federal Credit Union to keep payments affordable! We offer loans for:

  • New or used cars (trucks, vans, or SUVs)
  • Motorcycles
  • Recreational vehicles (Boats, RVs, campers, or trailers)

And with our flexible financing options, virtually everyone can find a payment to fit their budget. Our Auto Loans come with:

  • Affordable payment options
  • Terms available up to 84 months
  • Convenient online application
  • Fast pre-approvals
  • Additional options available, such as Loan Guard and GAProtection

LoanGuard

Andrews Federal’s LoanGuard is our voluntary, loan-payment protection product that can cancel or reduce repayment of your loan debt in case of an unexpected life event.

GAProtection

Guaranteed Asset Protection (GAP) covers your vehicle if it is stolen or damaged beyond repair. This valuable coverage pays the balance of your Andrews Federal loan that your insurance company may not cover. A low, one-time payment protects you for the life of your loan.

Vehicle Loan Rates

  •  Rates effective 08-01-2015
New Auto1 APR as low as2 Payment Per
$1,000 Borrowed
Alert Me
36 months 1.39% $28.38 Apply
48 months 1.59% $21.52 Apply
60 months 1.99% $17.53 Apply
72 months3 2.49% $14.97 Apply
84 months4 3.49% $13.44 Apply
Used Auto1 Alert Me
36 months 1.89% $28.60 Apply
48 months 2.09% $21.74 Apply
60 months 2.49% $17.75 Apply
72 months3 2.99% $15.20 Apply
84 months4 3.99% $13.67 Apply
  • 1A New Vehicle is a vehicle that is of the current or previous model year (up to a maximum of one year old) and is currently owned by the original owner of the vehicle. A Used Vehicle is a vehicle that is more than one model year old and/or is no longer owned by the original owner of the vehicle. Andrews Federal does not finance vehicles more than 10 model years old unless they are deemed a Classic vehicle.
  • 2APRs (Annual Percentage Rate) listed are the lowest available rates. Rates, terms and conditions vary based on creditworthiness and other qualifications and are subject to change. Minimum loan amount is $5000. Loan amount cannot exceed 120% of the MSRP or NADA value of vehicle, not to exceed $50,000. Existing Andrews Federal loans cannot be refinanced for these rates/terms unless you are financing an additional amount of $5000 or more plus the existing loan balance. Subject to credit and collateral approval. Payments per $1000 examples are based on a sample loan balance of $25,000 at the rate and term shown. Payment examples do not include optional insurance products.
  • 3Term of 72 months requires minimum loan amount of $18,000.
  • 4Term of 84 months requires minimum loan amount of $22,000.

Motorcycle Loan Rates

  •  Rates effective 08-01-2015
Harley Davidson
Motorcycles
APR as low as1 Payment Per
$1,000 Borrowed
Alert Me
36 months 1.89% $28.60 Apply
48 months 2.39% $21.87 Apply
60 months 2.89% $17.93 Apply
72 months2 3.39% $15.38 Apply
84 months3 3.89% $13.63 Apply
New Motorcycle Loans
(non Harley Davidson)4
Alert Me
36 months 5.89% $30.38 Apply
48 months 6.39% $23.68 Apply
60 months 6.89% $19.76 Apply
72 months2 7.39% $17.25 Apply
84 months3 7.89% $15.54 Apply
Used Motorcycle Loans
(non Harley Davidson)4
Alert Me
36 months 6.49% $30.66 Apply
48 months 6.99% $23.95 Apply
60 months 7.49% $20.05 Apply
72 months2 7.99% $17.54 Apply
84 months3 8.49% $15.84 Apply
  • 1APRs (Annual Percentage Rate) listed are the lowest available rates. Rates, terms and conditions vary based on creditworthiness and other qualifications and are subject to change. Minimum loan amount is $5000. Loan amount cannot exceed 120% of the MSRP or NADA value of vehicle, not to exceed $50,000. Existing Andrews Federal loans cannot be refinanced for these rates/terms unless you are financing an additional amount of $5000 or more plus the existing loan balance. Subject to credit and collateral approval. Payments per $1000 examples are based on a sample loan balance of $25,000 at the rate and term shown. Payment examples do not include optional insurance products.
  • 2Term of 72 months requires minimum loan amount of $18,000.
  • 3Term of 84 months requires minimum loan amount of $22,000.
  • 4A New Vehicle is a vehicle that is of the current or previous model year (up to a maximum of one year old) and is currently owned by the original owner of the vehicle. A Used Vehicle is a vehicle that is more than one model year old and/or is no longer owned by the original owner of the vehicle. Andrews Federal does not finance vehicles more than 10 model years old unless they are deemed a Classic vehicle.

RV Loan Rates

  •  Rates effective 08-01-2015
New Recreational Vehicles1 APR as low as2 Payment Per
$1,000 Borrowed
Alert Me
36 months 6.49% $30.66 Apply
48 months 6.99% $23.95 Apply
60 months 7.49% $20.05 Apply
72 months3 7.99% $17.54 Apply
84 months4 8.49% $15.84 Apply
Used Recreational Vehicles1 Alert Me
36 months 6.99% $30.89 Apply
48 months 7.49% $24.19 Apply
60 months 7.99% $20.28 Apply
72 months3 8.49% $17.79 Apply
84 months4 8.99% $16.10 Apply
  • 1A New Vehicle is a vehicle that is of the current or previous model year (up to a maximum of one year old) and is currently owned by the original owner of the vehicle. A Used Vehicle is a vehicle that is more than one model year old and/or is no longer owned by the original owner of the vehicle. Andrews Federal does not finance vehicles more than 10 model years old unless they are deemed a Classic vehicle.
  • 2APRs (Annual Percentage Rate) listed are the lowest available rates. Rates, terms and conditions vary based on creditworthiness and other qualifications and are subject to change. Minimum loan amount is $5000. Loan amount cannot exceed 100% of the MSRP or NADA value of vehicle, not to exceed $150,000. Existing Andrews Federal loans cannot be refinanced for these rates/terms unless you are financing an additional amount of $5000 or more plus the existing loan balance. Subject to credit and collateral approval. Payments per $1000 examples are based on a sample loan balance of $25,000 at the rate and term shown. Payment examples do not include optional insurance products.
  • 3Term of 72 months requires minimum loan amount of $18,000.
  • 4Term of 84 months requires minimum loan amount of $22,000.

Boat Loan Rates

  •  Rates effective 08-01-2015
New Boat Loans1 APR as low as2 Payment Per
$1,000 Borrowed
Alert Me
36 months 5.99% $30.43 Apply
48 months 6.49% $23.72 Apply
60 months 6.99% $19.81 Apply
72 months3 7.49% $17.30 Apply
84 months4 7.99% $15.59 Apply
Used Boat Loans1 Alert Me
36 months 6.99% $30.89 Apply
48 months 7.49% $24.19 Apply
60 months 7.99% $20.28 Apply
72 months3 8.49% $17.79 Apply
84 months4 8.99% $16.10 Apply
  • 1A New Vehicle is a vehicle that is of the current or previous model year (up to a maximum of one year old) and is currently owned by the original owner of the vehicle. A Used Vehicle is a vehicle that is more than one model year old and/or is no longer owned by the original owner of the vehicle. Andrews Federal does not finance vehicles more than 10 model years old unless they are deemed a Classic vehicle.
  • 2APRs (Annual Percentage Rate) listed are the lowest available rates. Rates, terms and conditions vary based on creditworthiness and other qualifications and are subject to change. Minimum loan amount is $5000. Loan amount cannot exceed 120% of the MSRP or NADA value of vehicle, not to exceed $50,000. Existing Andrews Federal loans cannot be refinanced for these rates/terms unless you are financing an additional amount of $5000 or more plus the existing loan balance. Subject to credit and collateral approval. Payments per $1000 examples are based on a sample loan balance of $25,000 at the rate and term shown. Payment examples do not include optional insurance products.
  • 3Term of 72 months requires minimum loan amount of $18,000.
  • 4Term of 84 months requires minimum loan amount of $22,000.