Personal Signature Loans

When it comes to borrowing money for all of life's needs, it pays to be smart. 

A personal loan means you get to choose – take a trip to Key West, grab that new iPad, or cover unexpected expenses. With fast approval and rates lower than a credit card, your personal loan is just a phone call or mouse click away.

  • Rates as low as 6.99% APR
  • Loan amounts up to $50,000
  • Fixed, affordable payments 
  • Flexible terms up to 84 months

Rates

  •  Rates effective 08-30-2015
Unsecured, Bill Consolidation, Signature1 APR as low as2 Payment Per
$1,000 Borrowed
Alert Me
36 months 6.99% $30.88 Apply
48 months 7.39% $24.14 Apply
60 months 8.99% $20.76 Apply
72 months 9.49% $18.28 Apply
84 months 9.99% $16.61 Apply
  • 1Minimum loan amount of $1000. Maximum loan amount of $50,000. For loan amounts less than $5000, there is a 48 month maximum term. Personal loan terms greater than 60 months requires a minimum loan amount of $10,000.
  • 2APRs (Annual Percentage Rate) listed are the lowest available rates. Rates, terms and conditions vary based on creditworthiness and other qualifications and are subject to change. Additional restrictions may apply. Subject to credit approval. Payments per $1000 examples are based on a sample loan balance of $10,000 at the rate and term shown. Existing Andrews Federal loans cannot be refinanced at the rates and terms shown unless you are financing an additional amount of $5000 or more plus the existing loan balance.

Overdraft Line of Credit

Our Overdraft Line of Credit provides with peace of mind, covering those unexpected expenses for when life doesn’t go the way we planned.  The line is paired with your Andrews checking account and will automatically transfer available funds whenever your balance isn’t sufficient to pay incoming checks, ACH, debit card transactions, etc.  For more information about all of our Overdraft Protection options, visit our Overdraft Protection page.

  • Lines available up to $10,000
  • Low, variable rate payments
  • Automatic overdraft coverage for your checking account

  •  
Credit Limit APR as low as Alert Me
$10,0001 14.00% (Variable)2
  • 1Minimum line amount for Overdraft Line of Credit is $1000. Minimum line amount for Premier Line of Credit is $5000.
  • 2APR (Annual Percentage Rate) is variable and based on the Wall Street Journal Prime Rate plus a margin, adjusted monthly. The rate margin for the Overdraft Line of Credit is Prime plus 10.75%. The rate margin for the Premier Line of Credit is Prime plus 6.75%. Maximum APR is 18.00% for both the Overdraft and Premier Lines of Credit. Rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change. Additional restrictions may apply. Rates and APRs are subject to change without notice.

Premier Line of Credit

If you're looking for a flexible source of funds to consolidate some bills, pay for unforeseen car repairs, or jump on that amazing vacation opportunity that just popped up, look no further than our Premier Line of Credit.  With lines available up to $20,000 and convenient access to available funds, you’ll have the money to pay for all the unexpected surprises that life throws your way.

  • Lines available up to $20,000
  • Low, variable rate payments
  • Convenient access – online, by phone, by check or in person at any branch

  •  
Credit Limit APR as low as Alert Me
$20,0001 10.00% (Variable)2
  • 1Minimum line amount for Overdraft Line of Credit is $1000. Minimum line amount for Premier Line of Credit is $5000.
  • 2APR (Annual Percentage Rate) is variable and based on the Wall Street Journal Prime Rate plus a margin, adjusted monthly. The rate margin for the Overdraft Line of Credit is Prime plus 10.75%. The rate margin for the Premier Line of Credit is Prime plus 6.75%. Maximum APR is 18.00% for both the Overdraft and Premier Lines of Credit. Rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change. Additional restrictions may apply. Rates and APRs are subject to change without notice.

Share Secured Loan

This loan type is totally secured by cash deposited in your Andrews Federal Credit Union savings account.

  • Minimum Loan Amount- $1000
  • Maximum Loan Amount- $100,000
  • Maximum Repayment Term -144 months; however minimum monthly payment is $30.00
  • Maximum Loan-to-Value- 100%

It is a variable rate, and 3% above the dividend rate of the share savings account