EMV Information

Wherever your adventure and life take you, your Andrews Federal card will be there to help you pay for the necessities and the fun stuff too. Here's how it works: 

  • Chip and Signature versus Chip and PIN cards: Chip cards can be chip and signature, chip and PIN, or a combination of both. 
  • How to use your card in the U.S.: Simply use it as you normally would. Swipe your card, and sign for your purchase. 
  • How to use your card everywhere else: Depending on where you are, you’ll either use the magnetic strip or the integrated microchip. Some merchants may request a signature, while some merchants may request that you enter a PIN at the time of purchase. For example, purchasing a train ticket at an unattended electronic kiosk will require the use of a PIN, whereas at other merchant locations, a signature may be required for verification.