Share Certificates

If you have a little more to invest and can commit funds for a fixed period, you’ll earn higher dividends with our fixed-rate Share Certificates. For those seeking other investment options, we offer the Generator Share Certificate that can be opened with just $50, or our Bump It Up Share Certificate that allows you to inflate your rate one time during your term.  We have various terms ranging from 6 months all the way to 60 months, so you can create a custom savings plan to meet very specific goals.

Fixed Rate Share

Share Certificate

  •  Rates Effective 01-18-2017
Term Minimum to Open Dividend Rate Annual Percentage Yield (APY) Alert Me
6-month $1,000 0.55% 0.55% Open
12-month $1,000 0.90% 0.90% Open
24-month $1,000 1.00% 1.00% Open
36-month $1,000 1.30% 1.31% Open
48-month $1,000 1.60% 1.61% Open
60-month $1,000 1.90% 1.91% Open
APY will remain in effect for the term of the share certificate but may change each time the share certificate is renewed. Rates offered are subject to change at any time. Penalties apply for early withdrawal; fees may reduce earnings on the account. Dividends are compounded and credited quarterly. Deposits are insured up to at least $250,000 per individual depositor by NCUA. Click here for more information on share insurance coverage.

Traditional, Educational and Roth IRA Fixed Rate

IRA Fixed-Rate Certificates

  •  Rates Effective 01-18-2017
Term Minimum to Open Dividend Rate Annual Percentage Yield (APY) Alert Me
6-month $1,000 0.55% 0.55% Open
12-month $1,000 0.90% 0.90% Open
24-month $1,000 1.00% 1.00% Open
36-month $1,000 1.30% 1.31% Open
48-month $1,000 1.60% 1.61% Open
60-month $1,000 1.90% 1.91% Open
72-month $1,000 2.23% 2.25% Open
84-month $1,000 2.97% 3.00% Open
APY will remain in effect for the term of the share certificate but may change each time the share certificate is renewed. Rates offered are subject to change at any time. Penalties apply for early withdrawal; fees may reduce earnings on the account. Dividends are compounded and credited quarterly. Deposits are insured up to at least $250,000 per individual depositor by NCUA. Click here for more information on share insurance coverage.

Jumbo Fixed Rate

Jumbo Share Certificates

  •  Rates Effective 01-18-2017
Term Minimum to Open Dividend Rate Annual Percentage Yield (APY) Alert Me
6-month $10,000 0.60% 0.60% Open
12-month $10,000 0.95% 0.95% Open
24-month $10,000 1.15% 1.15% Open
36-month $10,000 1.35% 1.36% Open
48-month $10,000 1.75% 1.76% Open
60-month $10,000 2.00% 2.02% Open
APY will remain in effect for the term of the share certificate but may change each time the share certificate is renewed. Rates offered are subject to change at any time. Jumbo certificate must be opened with a minimum $10,000 balance; must maintain a minimum $10,000 balance to earn the advertised Jumbo APY. Penalties apply for early withdrawal; fees may reduce earnings on the account. Dividends are compounded and credited quarterly. Must be a member of the credit union to open any share certificate. Deposits are insured up to at least $250,000 per individual depositor by NCUA. Click here for more information on share insurance coverage.

Jumbo Traditional, Educational and Roth IRA Fixed Rate

Jumbo IRA Fixed-Rate Certificates

  •  Rates Effective 01-18-2017
Term Minimum to Open Dividend Rate Annual Percentage Yield (APY) Alert Me
6-month $10,000 0.60% 0.60% Open
12-month $10,000 0.95% 0.95% Open
24-month $10,000 1.15% 1.15% Open
36-month $10,000 1.35% 1.36% Open
48-month $10,000 1.75% 1.76% Open
60-month $10,000 2.00% 2.02% Open
APY will remain in effect for the term of the share certificate but may change each time the share certificate is renewed. Rates offered are subject to change at any time. Jumbo certificate must be opened with a minimum $10,000 balance; must maintain a minimum $10,000 balance to earn the advertised Jumbo APY. Penalties apply for early withdrawal; fees may reduce earnings on the account. Dividends are compounded and credited quarterly. Must be a member of the credit union to open any share certificate. Deposits are insured up to at least $250,000 per individual depositor by NCUA. Click here for more information on share insurance coverage.

Specials

Special Certificate Rates

  •  Rates Effective 01-18-2017
Certificate Name Term Minimum to Open Dividend Rate Annual Percentage Yield (APY) Alert Me
The Generator1 12 months $50.00 0.40% 0.40% Open
The Generator1 24 months $50.00 0.45% 0.45% Open
The Generator1 36 months $50.00 0.55% 0.55% Open
Bump It Up Certificate2 24 months $1,000.00 1.00% 1.00% Open
Bump It Up Certificate2 36 months $1,000.00 1.25% 1.26% Open
Bump It Up Certificate2 48 months $1,000.00 1.45% 1.46% Open
  • 1Certificate must be opened with a minimum $50.00 balance; must maintain a minimum $50.00 balance to earn the advertised APY. Deposits are allowed in branch, through automatic direct deposits, and online (as transfers from another share). Dividends are compounded and credited quarterly. Penalties apply for early withdrawal. Fees may reduce earnings.Deposits are insured up to at least $250,000 per individual depositor by NCUA. Click here for more information on share insurance coverage.
  • 2Bump It Up offer allows a one-time election to bump up your existing Bump It Up certificate rate to that of the currently advertised Fixed Rate Certificate of the same term; CD specials are excluded. Must exercise bump option prior to the maturity date of the certificate, otherwise bump option is forfeited. Certificate must be opened with a minimum $1000 balance; must maintain a minimum $1000 balance to earn the advertised APY/bumped APY. Dividends are compounded and credited quarterly. Penalties apply for early withdrawal. Fees may reduce earnings. Deposits are insured up to at least $250,000 per individual depositor by NCUA. Click here for more information on share insurance coverage.