Auto Loans Made Easy

When buying a new or used auto, you can count on Andrews Federal Credit Union to keep payments affordable! We offer loans for:

  • New or used cars (trucks, vans, or SUVs)
  • Motorcycles
  • Recreational vehicles (Boats, RVs, campers, or trailers)

And with our flexible financing options, virtually everyone can find a payment to fit their budget. Our Auto Loans come with:

  • Affordable payment options
  • Terms available up to 84 months*
  • Convenient online application

Interactive Auto Buying Guide 
We don’t just finance your vehicle. We can provide valuable car-buying information before you shop so you’re sure the car you choose is the right one for you. You’ll be a much smarter shopper after you use our Interactive Auto Buying Coach and auto loan calculators. You can also view information on rebates and leases, used vehicle values and appraisal guides, NADA information, and more! Learn More.

LoanGuard1
Counter-balance your financial risk with debt protection that pays.  Ask about Andrews Federal’s LoanGuard, our voluntary, loan-payment protection product that can cancel or reduce repayment of your loan debt in time of an unexpected life event. Even with the best preparation, life can still take you by surprise and possibly impact your financial well-being.

Choose to protect your car loan and lessen the worries for you and your family for good. LoanGuard is available on all auto loans, credit cards, unsecured loans and lines of credit as well as home equity lines of credit. Ask about LoanGuard when you apply for a loan today.**

GAProtection
Protect your vehicle, boat, or motorcycle with Guaranteed Asset Protection (GAP). If your vehicle were to be stolen or damaged beyond repair in a major accident, this valuable coverage pays the balance of your Andrews Federal loan that your insurance company may not cover. A low, one-time payment protects you for the life of your loan. Ask how you can add this to your loan today!
 

*1.14% APR (Annual Percentage Rate) is a discounted fixed-rate on New Auto loans (vehicles that have not been previously titled) financed for a maximum of 36 months. Discounted rate shown includes the maximum rate adjustment available (0.25%) on our lowest regularly available rate of 1.39% APR on New Auto loans financed for a maximum of 36 months. Rate discounts on our regularly available rates are available to applicants who have received a qualified offer from another lender for a rate lower than our regularly available rates; we will match the other lender’s offer up to our maximum discount available, down to our floor rate of 1.14% APR. Written documentation showing other lender’s qualified offer is required to obtain discount. Your actual rates, terms and conditions vary based on creditworthiness and qualifications, and are subject to change. Additional rates and terms are available for qualified applicants for up to 84 months. Subject to collateral and credit approval. Up to 60-day first payment deferments open to members with qualified auto loans. Payment example: for an $18,000 New Auto loan for a term of 36 months with a 1.14% APR, the monthly payment would be $508.83. Rates and APR are effective as of 3/1/2015 and are subject to change without notice.


1LoanGuard is a debt protection product offered by Andrews Federal Credit Union and is not available on first mortgages. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact us for additional information on benefit maximums, eligibility, and limitations. Available online, through branches and via call center.

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Fixed Rate LoansMarch 1, 2015
Loan Type1 APR As low As 2 Terms
New Auto3 1.39% 36 months
  1.59% 48 months
  1.99% 60 months
  2.49% 72 months
  3.49% 84 months
Used Auto4 1.89% 36 months
  2.09% 48 months
  2.49% 60 months
  2.99% 72 months
  3.99% 84 months
Harley Davidson Motorcycles 1.89% 36 months
  2.39% 48 months
  2.89% 60 months
  3.39% 72 months
  3.89% 84 months
New Motorcycle Loans (non Harley Davidson) 3 5.89% 36 months
  6.39% 48 months
  6.89% 60 months
  7.39% 72 months
  7.89% 84 months
Used Motorcycle Loans (non Harley Davidson) 4 6.49% 36 months
  6.99% 48 months
  7.49% 60 months
  7.99% 72 months
  8.49% 84 months
New Recreational Vehicle Loans 3 6.49% 36 months
  6.99% 48 months
  7.49% 60 months
  7.99% 72 months
  8.49% 84 months
Used Recreational Vehicle Loans 4 6.99% 36 months
  7.49% 48 months
  7.99% 60 months
  8.49% 72 months
  8.99% 84 months
New Boat Loans 3 5.99% 36 months
  6.49% 48 months
  6.99% 60 months
  7.49% 72 months
  7.99% 84 months
Used Boat Loans4 6.99% 36 months
  7.49% 48 months
  7.99% 60 months
  8.49% 72 months
  8.99% 84 months
Personal Loan (unsecured, bill consolidation, signature)5 6.99% 36 months
  7.39% 48 months
  8.99% 60 months
  9.49% 72 months
  9.99% 84 months
1Existing Andrews Federal loans cannot be refinanced unless you are financing an additional amount of $5,000 or more plus the existing loan balance. Subject to credit and, when applicable, collateral approval.
2APRs (Annual Percentage Rate) listed are the lowest available rates. Rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change.
3New vehicles are vehicles that not been previously titled.
4Used vehicles are vehicles that have been previously titled, regardless of the model year.
5For Personal Loans of amounts under $5,000, there is a 48 month maximum term. For Personal Loans of terms greater than 60 months, there is a $10,000 minimum loan amount. Personal Loan terms cannot exceed 84 months.