If you don’t have Free Checking with Andrews Federal, you’re missing out on the full member experience! With Free Checking, you’ll add a whole new dimension of enjoyment – no monthly fee, no minimum balance, free Online Banking through SmartConnect featuring SmartDebit and more!

We also make it easy for you to switch your checking accounts to Andrews Federal. Simply, open your account online and once you've completed it, you can then fund your account by electronic transfer, mail, or in person.

Checking options:

FREE Checking 
Looking for a simple account that offers complete freedom? Check out our FREE checking account and say “goodbye” to monthly fees and “hello” to convenience.

Advantage Checking 
If you need an account that offers a bit more, open our Advantage Checking account to earn on balances of $5,000 or more while enjoying all the other convenient benefits. 

2nd Chance Checking
Need help in rebuilding your financial life? Try our 2nd Chance Checking account. With no minimum to open and no monthly service fee, you can open this account and save money. 

Education is an integral part to gaining financial success. Use your membership to gain access to FREE financial information in-person, online and through seminars to help get you back on the right path. If you do not have direct deposit, a $10 monthly service fee applies. 

Trust Andrews Federal with additional business and we’ll reward you with valuable benefits. See what you can earn with combined loan and deposit balances of:

  • Over $25,000: You'll qualify for Platinum benefits, which offer the greatest discounts
  • and free services. 
  • $15,000 — $24,999: You'll receive Gold level benefits. 
  • $2,500 — $14,999: You’ll enjoy Silver level benefits. 
  • Up to $2,499: You’ll receive great benefits and services at the Membership Benefits level.

Reorder Checks
Running out of checks? Call Harland Clarke, our preferred check provider at 800.275.1053 or simply order online by visiting to reorder personal and business checks 24 hours a day, 7 days a week.