Lines of Credit / Credit Cards

Need cash for working capital, inventory purchases or business expansion? An Andrews Federal Business Line of Credit provides you with immediate access to the cash you need to fund any of your short-term business needs. We offer both Unsecured and Secured Lines of Credit.

Unsecured Lines of Credit

  • No collateral required
  • Competitive rates
  • Convenient access to funds (through Cash Management Online Banking, SmartCall & over the counter)
  • Can be used as overdraft protection
  • Credit limits up to $75,000

Secured Lines of Credit

  • Attractive variable or fixed rates
  • Flexible repayment options
  • Convenient access to funds (through Cash Management Online Banking, SmartCall & over the counter)
  • Can be used as overdraft protection
  • Finance up to 80% of collateral value

Credit Card

Andrews Federal Visa Business Rewards Credit Card offers competitive rates, flexible terms and outstanding benefits to help you get what you want, when you want it. 

  • 3.25% APR* introductory rate for the first 12 months
  • 9.25% APR - 18.00% APR* variable rate after the first 12 months
  • Zero balance transfer fee 
  • No cash advance fees
  • Earn Rewards Points with every purchase

Andrews Federal Credit Union also partners with the U.S. Small Business Administration to provide alternative borrowing solutions. Our SBA loan programs offer flexible options that can help you meet your business goals as you grow.

To apply for a Business Line of Credit, check out the Business Loan Packet tab.

Please contact Businesslending@andrewsfcu.org or your local branch should you have any questions.

*APRs (Annual Percentage Rate) listed are the lowest available rates.  Rates, terms and conditions may vary based on creditworthiness and other qualifications and are subject to change.  Subject to credit approval.  Additional restrictions may apply.