Skip-A-Pay

No loan payment this month? No worries.
  • Skip up to two loan payments per year
  • Low fee of $25 per skipped payment
  • Part of your fee goes to charity

Sometimes money can be tight. So we've loosened our rules.

We don't always earn the same amount every month, or have the exact same expenses. When your income is running a little low or your costs a little high, you can make ends meet by skipping one of your Andrews Federal loan payments a couple times a year.

You come out way ahead.

See if you qualify to skip a loan payment:

  • Log into Digital Banking

  • Go to Loan Services

  • Select Skip a Payment

Here are some rules you should be aware of:

  1. You must make at least six months of payments before your loan becomes eligible. 
  2. Interest will continue to accrue on your loan.
  3. Only two payments per year may be skipped. And there must be six months between each skip.
  4. No more than six payments may be skipped over the life of a loan.
  5. Some auto loans may have additional restrictions based on your loan contract and optional GAP coverage.  
  6. Mortgage loans, home equity loans, lines of credit, and cash-to-go are not eligible.
  7. Members with a charge-off share or loan, negative share balance, delinquent loan, or are currently in Bankruptcy status are not eligible.
  8. Loan payments currently due or paid ahead more than a month are not eligible.

Have a question about how to skip a payment on your credit card?

Call us at 1.800.487.5500.