Skip-A-Pay

No loan payment this month? No worries.
  • Skip up to two loan payments per year
  • During the COVID-19 crisis, fees will be waived when you skip a loan payment

Sometimes money can be tight. So we've loosened our rules.

We understand that our members need their money now, more than ever. That's why we're waiving the Skip A Payment fee during the COVID-19 crisis.

You come out way ahead.

Keep your cash flowing during this difficult time. 

See if you qualify to skip a loan payment:

  • Log into Digital Banking
  • Go to Loan Services

Here are some rules you should be aware of:

  1. You must make at least six months of payments before your loan becomes eligible. 
  2. Interest will continue to accrue on your loan.
  3. Only two payments per year may be skipped. And there must be six months between each skip.
  4. No more than six payments may be skipped over the life of a loan.
  5. Some auto loans may have additional restrictions based on your loan contract and optional GAP coverage.  
  6. Mortgage loans, home equity loans, lines of credit, and cash-to-go are not eligible.
  7. Members with a charge-off share or loan, negative share balance, delinquent loan, or are currently in Bankruptcy status are not eligible.
  8. Loan payments currently due or paid ahead more than a month are not eligible.

Have a question about how to skip a payment on your credit card?

Call us at  1.800.487.5500.