Save Smarter

New membership? New opportunities to save more and earn more
  • Earn a market-leading 5.00% APY* on a 12-Month Share Certificate1
  • Get your paycheck one day early with a checking account2

Start by joining the credit union dedicated to making members’ lives better and helping them reach their financial goals.

At Andrews Federal, we proudly provide our military and civilian members with the resources they need to achieve their financial goals, including valuable deposit products, competitive loan options, and convenient technology. We’ve been serving members for 75 years, helping them save time and save money through the products and services we offers. Find out now how you can join!

12 Month
Share Certificate
Lock in a great rate when you choose our 12-month Share Certificate at 5.00% APY*.


Why Choose a Share Certificate?

Ready to get started?

Here’s how you can start taking advantage of all the benefits of Andrews Federal membership. 

  • Establish your Andrews Federal membership by opening a Share Savings Account
  • Once your membership is established, you can choose to open a Share Certificate through your Digital Banking account or in-person at a branch location. 
  • When you open a new Share Certificate, you can transfer money during the account opening process. If you need to transfer large sums of money, please transfer your new money to an Andrews Federal checking or savings account. Learn more about important funding information for new Share Certificates.

If you’re already an Andrews member, you can open your Share Certificate by logging in to Digital Banking and choosing “Open Account” from the left menu. Or use our mobile banking app.

Lock in Our Best Rate & Term

Earn 5.00% APY* for 12 Months1

  • Give your money a year to grow on – and earn a great rate! 
  • Earn a market-leading 5.00% APY* on a 12-Month Share Certificate
  • Lock in a great rate and feel confident of your earnings 
  • Easy 12-month term 
  • $1,000 minimum balance required to open your account 
  • Open your account easily in Digital Banking, or roll over funds from another maturing Share Certificate


Early Direct Deposit

Get Your Paycheck One Day Early2

  • Access your paycheck before it’s available at traditional banks.2
  • Get paid one day early
  • Avoid the hassle of depositing a check
  • Save time with fewer trips to the credit union
  • Reduce the risk of loss or theft 
  • Opt in for a checking account that fits you - choose from Payback CheckingBoost CheckingOnline Checking, and Forces Checking