Save Smarter

Maximize your savings at a guaranteed rate with our Share Certificate.
  • Market-leading competitive interest rates 
  • Flexible Terms from 6 to 84 months 
  • Minimum balance $1,000

Important Information For Opening A New Share Certificate

Read this first! Before you open a new Share Certificate account, you must transfer your new money to a Andrews Federal checking or savings account. Learn more about important information for new members and transfer options.

Why Choose a Share Certificate?

  • Guaranteed rate of return, even when the market is volatile 
  • Low-risk investment 
  • Flexibility to boost your interest rate when you choose our Raise Your Rate Share Certificate option

Ready to get started? First, establish your Andrews membership by opening a Share Savings Account and then choosing your Share Certificate.

If you’re already an Andrews member, you can open your Share Certificate by logging in to Digital Banking and choosing “Open Account” from the left menu. Or use our mobile banking app.

Questions? Call us, or visit one of our local branches in Washington, D.C., Southern Maryland, Northern Virginia or New Jersey.

7-Month Inflation Buster Share Certificate Special Offer1

Now Extended Through December 14, 2022

The Inflation Buster Share Certificate must be opened with money not already on deposit at Andrews Federal Credit Union. Before you open a new Share Certificate account, you must transfer your new money to a Andrews Federal checking or savings account. Learn more about important information for new members, existing members, and transfer options.

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
7 - month $1,000 4.909% 5.00%