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Beware of Fraud Scams

We’re aware of a new fraud attempt going out on pink postcards being mailed to Andrews Federal Credit Union members. The postcard states that there is an issue with your mortgage and to call a toll-free number. This communication is not from Andrews Federal. If you receive any communications that appears to be from Andrews Federal Credit Union asking for sensitive account information – IT IS A SCAM! Visit our Security Center for more guidance on how to protect yourself.

Andrews Federal Credit Union
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Regulation D Requirements

Andrews Federal operates in accordance with Federal Reserve Board Regulation D, which governs the amount of reserves a financial institution must hold in reserve for deposit accounts.

The following transactions can be performed from your savings or money market account but are each limited to a maximum of six total transactions (any combination) per account, during a calendar month due to the requirements of Regulation D.

  • Internet transfers to another deposit account
  • Automated funds transfers to another deposit account
  • SmartCall (voice) transfers to another deposit account
  • Phone transfers to another deposit account via our Call Center or your local branch
  • Overdraft transfers to a checking account
  • Funds transfers or withdrawals (not initiated in person at a branch) and payable to a third party such as a wire transfer request or recurring wire

Checking accounts are not restricted by Reg D as they are transactional accounts. To learn more about Regulation D, visit the official Federal Reserve website.

Click here to view our Fee Schedule.