Important Information For Opening A New Share Certificate

Read this first! Before you open a new Share Certificate account, you must transfer your new money to a Andrews Federal checking or savings account. Learn more about important information for new members, existing members, and transfer options.

7-Month Inflation Buster Share Certificate Special Offer1

Now Extended Through December 14, 2022

The Inflation Buster Share Certificate must be opened with money not already on deposit at Andrews Federal Credit Union. Before you open a new Share Certificate account, you must transfer your new money to a Andrews Federal checking or savings account. Learn more about important information for new members, existing members, and transfer options.

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
7 - month $1,000 4.909% 5.00%

17-Month Winter Share Certificate Special Offer2

Before you open a new Share Certificate account, you must transfer your new money to a Andrews Federal checking or savings account. Learn more about important information for new members, existing members, and transfer options.

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
17 - month $1,000 3.990% 4.05%

Raise Your Rate Share Certificate3

Before you open a new Share Certificate account, you must transfer your new money to a Andrews Federal checking or savings account. Learn more about important information for new members, existing members, and transfer options.

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
24 - month $1,000 3.990% 4.05%
36 - Month $1,000 4.038% 4.10%
48 - Month $1,000 4.087% 4.15%

Fixed Rate Share Certificates4

Before you open a new Share Certificate account, you must transfer your new money to a Andrews Federal checking or savings account. Learn more about important information for new members, existing members, and transfer options.

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
6-month $1,000 2.624% 2.65%
12-month $1,000 3.893% 3.95%
24-month $1,000 3.990% 4.05%
36-month $1,000 4.038% 4.10%
48-month $1,000 4.087% 4.15%
60-month $1,000 4.135% 4.20%
84-month $1,000 0.300% 0.30%

Jumbo Fixed Rate Share Certificates5

Before you open a new Share Certificate account, you must transfer your new money to a Andrews Federal checking or savings account. Learn more about important information for new members, existing members, and transfer options.

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
6-month $10,000 2.673% 2.70%
12-month $10,000 3.941% 4.00%
24-month $10,000 4.038% 4.10%
36-month $10,000 4.087% 4.15%
48-month $10,000 4.120% 4.20%
60-month $10,000 4.184% 4.25%

Traditional, Educational, and Roth IRA Share Certificates6

Before you open a new Share Certificate account, you must transfer your new money to a Andrews Federal checking or savings account. Learn more about important information for new members, existing members, and transfer options.

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
36-month $1,000 4.038% 4.10%
48-month $1,000 4.087% 4.15%
60-month $1,000 4.135% 4.20%
84-month $1,000 0.250% 0.25%

Jumbo Traditional, Educational, and Roth IRA Share Certificates7

Before you open a new Share Certificate account, you must transfer your new money to a Andrews Federal checking or savings account. Learn more about important information for new members, existing members, and transfer options.

Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
36-month $10,000 4.087% 4.15%
48-month $10,000 4.135% 4.20%
60-month $10,000 4.184% 4.25%

Generator Share Certificates8

Before you open a new Share Certificate account, you must transfer your new money to a Andrews Federal checking or savings account. Learn more about important information for new members, existing members, and transfer options.

Certificate Name Term Minimum to Open Dividend Rate Annual Percentage Yield (APY)
The Generator 12 months $50 0.897% 0.90%
The Generator 24 months $50 0.947% 0.95%
The Generator 36 months $50 0.996% 1.00%

Andrews Federal members received over $12 Million in direct member benefits through lower fees, lower loan rates and higher deposit yields.