Simplicity Visa Credit Card

The go to credit card for the lowest rate
  • Save with a 0% APR* introductory rate for 6-months on purchases made within the first 90 days
  • Stress-free without the fees
  • Rest easy with credit card fraud protection
  • Help build the foundation for a strong credit history

Put a little more cash back in to your pocket.

Transfer high-interest rate balances to our lowest rate card to save big money. Plus, there are no balance transfer fees. 

May we be so bold to suggest...

Credit cards are a go-to resource for everyone, and Simplicity is the perfect solution if you're just starting out, or if you want to save money on high interest rate balances with a solid credit card that helps you build a positive credit history. This credit card delivers spending flexibility you need to make purchases throughout Washington, D.C., Maryland, Virginia, New Jersey and beyond, with a low rate that helps you manage payments and save on interest charges.

Benefits and Rewards

  • A straightforward credit card with a low interest rate
  • Enjoy a 6-month introductory rate of 0% on all purchases made within the first 90 days


  • Transfer balances easily online in Digital Banking
  • No balance transfer fee, annual fee, cash advance fee, or foreign transaction fees
  • Plus, around-the-clock fraud prevention services
  • Includes ID Navigator Powered by NortonLifeLock, providing tools so you can act quickly if your identity is threatened

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Our low rate Simplicity credit card deserves to be in your wallet.

Apply & Save Now

Source: Datatrac1{{FootNoteText}} 8.24% is the lowest rate currently available at Andrews Federal and that Rates vary according to creditworthiness.

Still Have Questions?

Log into digital banking and go to 'Card Services', and then go to 'Card Management', and go to Enable/Disable Card.  

Log into digital banking and go to 'Card Service', and then go to 'Card Management', and go to 'Card Details'. Or, click/tap the card image, then go to 'Report Lost or Stolen'.

To redeem your reward points, log into digital banking and go to 'Card Service', and go to 'Card Rewards'.

You may submit a new loan application at anytime to request an increase.

Yes. To place a travel notification on your account, log into digital banking go to 'Card Service', and then go to 'Card Management', and go to 'Card Details' OR go to 'Travel Notifications'.

$2,743,280 - Total member benefit arising from lower interest rates on credit cards.