Simplicity Visa Credit Card

The go to credit card for the lowest rate
  • Save with a 0% introductory rate for 6-months on purchases made within the first 90 days
  • Stress-free without the fees
  • Rest easy with fraud protection
  • Help build the foundation for a strong credit history

Looking to save on high interest rate balances?

Look no further than the Simplicity credit card. When you transfer high interest rate balances to our lowest rate card, you'll save money on finance charges over the life of the balance and no balance transfer fees. Ready to get started?  Start here.

May we be so bold to suggest...

Credit cards are a go-to resource for everyone, and Simplicity is the perfect solution if you're just starting out, or if you want to save money on high interest rate balances with a solid credit card that helps you build a positive credit history.  This card delivers spending flexibility you need to make purchases, with a rate that helps you manage payments and save on interest charges.

Benefits and Rewards

  • A no-frills, low interest rate credit card
  • Enjoy a 6-month introductory rate of 0% on all purchases made within the first 90 days

Features

  • Transfer balances easily online in Digital Banking
  • No balance transfer fee, annual fee, cash advance fee, or foreign transaction fee
  • Enjoy around-the-clock fraud services

Still Have Questions?

Log into digital banking and go to 'Card Services', and then go to 'Card Management', and go to Enable/Disable Card.  

Log into digital banking and go to 'Card Service', and then go to 'Card Management', and go to 'Card Details'. Or, click/tap the card image, then go to 'Report Lost or Stolen'.

To redeem your reward points, log into digital banking and go to 'Card Service', and go to 'Card Rewards'.

You may submit a new loan application at anytime to request an increase.

Yes. To place a travel notification on your account, log into digital banking go to 'Card Service', and then go to 'Card Management', and go to 'Card Details' OR go to 'Travel Notifications'.

$3,222,366 - Total member benefit arising from lower interest rates on credit cards.