Forces Checking Account

It’s our honor to serve those who protect our nation
  • Full-service checking account1 tailored for our military members
  • Get paid for debit card transactions2
  • Enjoy special ATM fee rebates3
  • Access your paycheck faster with Early Direct Deposit4
  • Chase down your goals with Round Up Savings 

You’ve given so much. It’s time you were rewarded.

You didn’t enlist to get rich. You did it because you’re dedicated to defending our country and our freedoms. Still, it’s time someone showed you some financial gratitude. This special military checking account pays 5 cents for every debit card transaction, rebates ATM fees up to $12 a month, and provides access to our Mobile Banking App so you can manage your money quickly and make the most of your well-earned free time.  

It's our salute to you

  • Receive $.05 for every debit card transaction,2 with the savings automatically being deposited in your savings account.
  • Enjoy up to $12 per month in waived ATM fees​ with no opt-in or enrollment required.3
  • Enroll in Round Up Savings where every debit card payment gets rounded up to the nearest dollar and the spare change is moved from your checking to savings account. (You must use free Digital Banking to enjoy this feature.)
  • Get paid one day early with our free Early Direct Deposit service.4
  • Connect your Contactless Visa® Debit Card to your smartphone’s Digital Wallet for touchless one-tap payments.
  • Make quick, on-time payments using Bill Pay in Digital Banking or our mobile app.
  • Manage and move money with our user-friendly Mobile App.
  • Use your mobile device camera and our app to deposit checks from anywhere
  • Use Zelle® to send or receive money electronically to anyone you trust.
  • Send money internationally with Wise.
  • Opt-in to free electronic monthly statements.
  • Access cash through the CO-OP ATM network, which offers more than 30,000 no-fee ATMs, covering all 50 states and 10 countries.5


  • The $10 monthly fee will be waived if you receive at least $500 in total direct deposits from a military source to the Forces Checking account within the month.
  • You must be Active, Retired, Veteran, Reservist, or National Guard.
  • No minimum balance to worry about.
  • You must be enrolled in Digital Banking and/or our Mobile App.


To place a freeze on your debit card, log into digital banking and go to 'Card Services', and then go to 'Card Management', and go to Enable/Disable Card. 

Log in to Digital Banking, and go to the Account Services/Re-Order Checks.

Sign your name on the back of the check and write "For Mobile Deposit to Andrews Federal". Then, log into the Andrews Federal mobile app and tap 'Deposit Check'; place your check on a flat, dark surface, tap the camera icon, and follow the prompts. 

Our routing number is 255074111.

Yes, complete the "Authorization for Direct Deposit to Andrews Federal Credit Union" form located in the "Learn" section of this website and return it to your employer or to the agency responsible for your payments.

To reset the PIN on your debit card call 1.866.985.2273.

ATM fee rebates/refunds are only available with our Military Forces Checking Account.


17-Month Winter Share Certificate Special Offer

Move your money and earn more!

Move your money to a Share Certificate and you'll earn more on your money with higher dividend rates. Our Winter Share Certificate special offer gives you 4.05% APY* for 17-months with $1,000 minimum to open the account.