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Boost Checking Account

More cash in your pocket. More convenience in your day.

Earn 0.15% APY* in dividends on balances over $1,500¹
Speed through check-out lines with one-tap payments
Deposit checks on-the-go with our app and your smartphone
Access your paycheck faster with Early Direct Deposit²
Chase down your goals with Round Up Savings

So long old school, hello dividends. Start moving forward, start moving up.

Our boost gives your balance a nice big lift. Multiple choice: A) You can have a checking account that’s designed for spending only. B) Or you can have this multi-tasking moneymaker that earns dividends at a competitive interest rate, as well. The answer seems obvious - especially when you roll in the added convenience of Digital Wallets, Mobile Check Deposit, and Digital Banking.

Features

Turn dividends into dollars

Earn 0.15% APY* on account balances over $1,500.
Enroll in Round Up Savings where every debit card payment gets rounded up to the nearest dollar and the spare change is moved from your checking to savings account. (You must use free Digital Banking to enjoy this feature.)
Get paid one day early with our free Early Direct Deposit service.²
Connect your Contactless Visa® Debit Card to your smartphone’s Digital Wallet for touchless one-tap payments.
Make quick, on-time payments using Bill Pay in Digital Banking or our mobile app.
Manage and move money with our user-friendly Mobile App.
Use your mobile device camera and our app to deposit checks from anywhere
Use Zelle® to send or receive money electronically to anyone you trust.
Send money internationally with Wise.
Opt-in to free electronic monthly statements.
Access cash through the CO-OP ATM network, which offers more than 30,000 no-fee ATMs, covering all 50 states and 10 countries.³

Requirements

The $15 monthly fee will be waived if you maintain a balance of $1,500 or more, or you receive direct deposits to the Boost Checking totaling more than $3,000 within the month.
You must be enrolled in Digital Banking and/or our Mobile App.

STILL HAVE QUESTIONS?

To place a freeze on your debit card, log into digital banking and go to 'Card Services', and then go to 'Card Management', and go to Enable/Disable Card.

Sign your name on the back of the check and write "For Mobile Deposit to Andrews Federal". Then, log into the Andrews Federal mobile app and tap 'Deposit Check'; place your check on a flat, dark surface, tap the camera icon, and follow the prompts.

Yes, complete the "Authorization for Direct Deposit to Andrews Federal Credit Union" form located in the "Learn" section of this website and return it to your employer or to the agency responsible for your payments.

Our routing number is 255074111.

To reset the PIN on your debit card call 1.866.985.2273.

ATM fee rebates/refunds are only available with our Military Forces Checking Account.

See All FAQs

*APY = Annual Percentage Yield. This is a variable rate account. The disclosed APY may change at any time and without notice. Fees may reduce earnings. Dividends are compounded and credited monthly.

¹A $15.00 monthly fee applies if you do not maintain a balance of $1,500 or more, or if you do not receive direct deposits to the Boost Checking totaling more than $3,000 within the month.

²Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to one day earlier than the payer’s scheduled payment date.

³1,850 of these ATMs are located within restricted access facilities.

Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia and New Jersey and overseas locations in Germany, Belgium and the Netherlands.