Credit Cards

Andrews Federal VISA® credit cards offer competitive rates, flexible terms and outstanding benefits to help you get what you want, when you want it. Select the card that's right for you!

Visa Platinum Rewards

Buy groceries in Green Bay or a toothbrush in Tiananmen Square. Wherever life takes you, your Visa® Platinum Rewards Card is there to help you. It's designed to work anywhere Visa® is accepted and comes standard with the integrated Chip & PIN technology that uses a secure four-digit PIN for your transactions. 

  • 1.90% APR* introductory rate for the first nine months
  • 7.99% APR - 18.00% APR* variable rate after the first nine months
  • No international transaction fee
  • Zero balance transfer fee 
  • No annual or cash advance fees
  • Earn Rewards Points with every purchase

Below are the instructions for member selected PINs on credit cards:

  1. To Change your PIN call: 888-886-0083
  2. Enter your account number.
  3. Verify security questions.
  4. Enter your new PIN (any combination of 4 numbers).
  5. Re-enter your new PIN.
  6. You’re done! Your new PIN will work immediately for swiped and ATM transactions. Please note, chip based transactions may take several transactions/merchants to update, your old PIN may be required until the chip is successfully updated.

Your Andrews Federal Visa® credit and mortgage account information will only be accessible through SmartConnect® simply click  "Access My Account." 

Titanium Visa

Andrews Federal Exclusive Titanium Visa Card allows you to enjoy the highest level of service, unmatched benefits and be rewarded every step of the way. 

As a VIP, we welcome you to enjoy these exclusive privileges: 

  • 0% APR for the first 12 months on purchases and balance transfers
  • Variable APR as low as 5.99% after the 12 month introductory period
  • 7,500 Bonus Points with $500.00 purchase in the first 90 days
  • Travel, Merchandise, Gas & Grocery Rewards Points
  • Points can transfer to cash
  • No Foreign Transaction Fees 
  • EMV Chip and Pin

Activate your card 800.527.7728/ 24 hour cardholder service 866.820.2956/ Visa® Concierge 800.953.7392. Expect more from the Andrews Federal Titanium Visa. 

Annual fee of $59.00 is waived for the first year that the card is opened, and charged annually per year after that.

Visa Platinum Secured

If you have had past credit problems but have money to use as collateral, our Visa Platinum Secured card is for you. Funds from your Andrews Federal share account secure your card and your credit limit will be based on the amount you deposit. 

  • Funds from your Andrews Federal share account will secure your credit limit
  • Credit limits up to $10,000
  • Integrated Chip & PIN technology
  • Earn dividends while improving your credit  

Below are the instructions for member selected PINs on credit cards:

  1. To Change your PIN call: 888-886-0083
  2. Enter your account number.
  3. Verify security questions.
  4. Enter your new PIN (any combination of 4 numbers).
  5. Re-enter your new PIN.
  6. You’re done! Your new PIN will work immediately for swiped and ATM transactions. Please note, chip based transactions may take several transactions/merchants to update, your old PIN may be required until the chip is successfully updated.

Your Andrews Federal Visa® credit and mortgage account information will only be accessible through SmartConnect® simply click  "Access My Account." 

Rates

Visa Platinum Rewards Credit Card

  •  Rates Effective 07-01-2015
Credit Limit APR Alert Me
Rewards Up to $50,000 7.99% (variable)1 Apply
Titanium Up to $50,000 5.99% (variable)2 Apply
Secured Up to $10,000 14.50% (variable) Apply
  • 1APR = Annual Percentage Rate. The variable rate margin is the prime rate plus 4.74%, 8.74%, 11.74% or 18% depending on your credit history. Maximum APR is 18%. The Prime Rate Index used to determine your APR is the rate published in the Wall Street Journal on the 1st day of December and changes are effective as of the 1st day of your next billing cycle. Capped at the NCUA Usury limit.
  • 2APR = Annual Percentage Rate. The variable rate margin is the prime rate plus 2.74%. Maximum APR is 18%. The Prime Rate index used to determine your APR is the rate published in the Wall Street Journal on the 15th day of each December, March, June and September and changes are effective as of the 1st day of the billing cycle beginning in January, April, July and October. Minimum credit line of $10,000. Annual fee of $59.00 is waived for the first year that the card is opened, and charged annually per year after that.