Checking Accounts
Andrews Federal provides a range of checking options to help simplify your life and help you meet your financial goals. Select from any of the accounts below and open it online, call or stop by a branch.
We also make it easy for you to switch your checking accounts to Andrews Federal. Simply, open your account online and once you've completed it, you can then fund your account by electronic transfer, mail, or in person. We also offer a switch kit to help you contact the financial institutions that handle your automatic deposits and withdrawals.To switch your accounts here, click the 'Switch Kit" button on the right.
Checking options:
FREE Checking
Looking for a simple account that offers complete freedom? Check out our FREE checking account and say “goodbye” to monthly fees and “hello” to convenience.
Advantage Checking
If you need an account that offers a bit more, open our Advantage Checking account to earn on balances of $5,000 or more while enjoying all the other convenient benefits.
2nd Chance Checking
Need help in rebuilding your financial life? Try our Second Chance Checking account. With no minimum to open and no monthly service fee, you can open this account and save money.
Education is an integral part to gaining financial success. Use your membership to gain access to FREE financial information in-person, online and through seminars to help get you back on the right path. Financial education is required with this account. If you do not have direct deposit, a $10 monthly service fee applies. After 12 months in good standing your account will convert into our FREE Checking account.
Find the right checking account for you!
| FREE Checking
| Advantage Checking | 2nd Chance Checking | | Description | Basic account that is free, with no monthly balance, or other requirements.
| For members who carry a balance and want to earn dividends on their account.
| For members who have had trouble opening a checking account at other institutions.
| | Minimum to open | $0 | $0** | $0 | | Monthly service fee | None | $10 | $10 without
Direct Deposit
| | To avoid monthly service fee | N/A | $5,000 average
daily balance
| FREE with
Direct Deposit
| | Dividends | N/A | On average daily balances of $5,000+, rate will be 1/4% less than published dividend rate on base share account.
Compounded and credited quarterly.
| N/A | | Minimum to earn dividends | N/A | $5,000 average
daily balance
| N/A | | FREE checks | FREE 1st order of 25
| FREE 1st order of 25
| FREE 1st order of 25
| | Unlimited check writing |  Yes
| Yes
| Yes
| | Debit Card | Yes
| Yes | ATM card provided
| | Online Banking | Yes
| Yes | Yes
| | Online Bill Pay | Yes
| Yes | Yes
| | eStatements | Yes
| Yes
| Yes
| | Overdraft Line of Credit* | Yes
| Yes
| Yes
| | Other |
| Must apply for a Visa Platinum credit card to qualify.
| - Financial education required
- Privilege pay not available
- Converts to our FREE Checking account after 12 months in good standing.
|
*Subject to approval on creditworthiness.
**May require minimum deposit to open.
Horizon
Trust Andrews Federal with
additional business and we’ll reward you with valuable benefits. See
what you can earn with combined loan and deposit balances of:
- Over $25,000: You'll qualify for Platinum benefits, which offer the greatest discounts and free services.
- $15,000 — $24,999: You'll receive Gold level benefits.
- $2,500 — $14,999: You’ll enjoy Silver level benefits.
- Up to $2,499: You’ll receive great benefits and services at the Membership Benefits level.
Reorder Checks
Running out of checks? Simply order online. Just click the button on the right to get started. You can also visit www.deluxe-check-order.com or call 877.838.5287 to reorder personal and business checks 24 hours a day, 7 days a week.
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Read about Overdraft Coverage
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