Credit Cards

Get exceptional value, convenience, and worldwide reliability with an Andrews Federal Visa® Platinum Rewards credit card. Take advantage of purchasing limits up to $50,000 and outstanding fraud protection to give you the confidence and security anywhere you use your card - online, in person, or over the phone.

With our Visa Platinum Rewards cards, you’ll enjoy exclusive cardholder privileges including:

3.90% APR for 9 months on all purchases and balance transfers
LOW competitive rates
NO balance transfer fees (unlike our competitors)
NO cash advance fees
NO annual fees
100% fraud protection
Online account management
Extended warranty and rental car insurance
Roadside and trip assistance
And more!!!

Want an unbeatable combination of convenience, flexibility, savings and security? Take advantage of our Visa Platinum Rewards card today.

Visa Platinum Secured**
If you have had past credit problems but have money to use as collateral, our Visa Platinum Secured card is the card for you. Funds from your Andrews Federal share account secure your card and your credit limit will be based on the amount you deposit up to $10,000. Best of all, the funds you pledge in your share account continue to earn dividends while improving your credit.

Visa® Platinum Rewards Rates
Type	Credit Limit	APR
Rewards	Up to $50,000	As low as 9.25% (variable)¹
Secured	Up to $10,000	14.50% (variable)²
¹APR = Annual Percentage Rate. The variable rate margin is the prime rate plus 6%, 7%, 8% or 18% depending on your credit history. Maximum APR is 18%. The Prime Rate Index used to determine your APR is the rate published in the Wall Street Journal on the 1st day of December and changes are effective as of the 1st day of your next billing cycle. Capped at the NCUA Usury limit. ²APR = Annual Percentage Rate. The variable rate margin is the prime rate plus 11.25%. Maximum APR is 18%. We will select the highest Prime Rate published in the "Money Rates" section of The Wall Street Journal on the 15th day of each December, March, June, and September. APR changes are effective on the first day of of the billing cycle beginning in January, April, July, and October.
September 1,2010

Manage Your Account Online
We are here 24/7 with online account access to help you manage your account, track reward points, make monthly payments and more. Simply visit the Online Visa Center by clicking the View Your Visa Account button on the right.

LoanGuard - Debt Protection***
Counter-balance your financial risk with debt protection that pays. Ask about Andrews Federal’s LoanGuard, our voluntary, loan-payment protection product that can cancel or reduce repayment of your loan debt in time of an unexpected life event. Even with the best preparation, life can still take you by surprise and possibly impact your financial well-being.

Choose to protect your loan and lessen the worries for you and your family for good. LoanGuard is available on all auto loans, credit cards, unsecured loans and lines of credit as well as home equity lines of credit. Ask about LoanGuard when you apply for a loan today.

Apply Now
Don’t have an Andrews Federal Visa Platinum credit card or would like to take advantage of our low-rate balance transfer special? Just click Apply for a Visa Credit Card button to complete a quick application and get a decision in minutes. You can also contact us or visit any branch to apply.

** Available in U.S. only.

***LoanGuard is a debt protection product offered by Andrews Federal Credit Union and is not available on first mortgages. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact us for additional information on benefit maximums, eligibility, and limitations. Currently available online and through branches, will be available via call center in October 2009.